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Specialized financial planning with AXA

Financial Planning Center

Finding holistic solutions to individual financial issues
Centralized expertise with local contacts
Free and without obligation
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What is the Financial Planning Center at AXA?

AXA’s Financial Planning Center offers individuals free and comprehensive financial advice. We take a holistic approach to topics such as assets, pension planning, retirement, estate planning, and taxes – with no obligation to sign up for anything.

Your personal contact at your local general agency will guide you through the process. Together, we’ll analyze your financial situation, provide clarity, and show you ways to secure your future. This offer is also available to anyone who is not yet an AXA customer.

  1. A woman is sitting at the table at home. Her laptop is in front of her. She looks at her husband and explains something to him.

    Expert: Our experts have extensive training and many years of experience.

  2. Shot of a mature businessman having a discussion with a colleague in an office.

    Personal: Your contact person is familiar with your situation and will explain the next steps to you.

  3. A smiling woman is advising two men sitting across from her.

    Tailored: Together, we'll determine which issues are most important to you.

  4. A couple is sitting at a table with their counsellor. The woman shakes the counsellor’s hand.

    Networked: We draw on our network and, upon request, involve your trusted advisors from the banking, tax, and fiduciary sectors.

Your consultation will take place at your home or at one of our offices in your region. We coordinate the Financial Planning Center from our Winterthur office.

Who is the Financial Planning Center suited to?

This service is designed for individuals with complex financial questions or unique life circumstances who wish to take a holistic approach to their pension and wealth planning.

A consultation can be especially helpful if you:

  • Want to start building your retirement savings early: Due to your family or employment situation, you’re facing challenging questions about pension planning and financial security.
  • Want to invest your assets strategically: You want to integrate investment decisions into a long-term wealth and pension strategy.
  • Want to plan for retirement: You want to optimally align your assets, retirement benefits, and income in retirement to ensure long-term financial security.
  • Want to strengthen your pension planning as a woman: Part-time work, career breaks, and family changes can impact your financial independence. We provide clarity on your pension situation and highlight possible courses of action.
  • Are facing major life changes: For example, an inheritance, divorce, becoming self-employed, business succession, or the purchase or sale of real estate.

We provide comprehensive advice across all relevant topics without focusing on selling an AXA product. If needed, we leverage our network and involve your trusted advisors from the banking, tax, and fiduciary sectors.

Which advice is right for you?

The Financial Planning Center offers you a free consultation tailored to your situation. There are no predefined packages: During the initial consultation, we’ll work together to determine which topics to address and how deeply we’ll explore them. The outcome can vary: From a focused consultation to comprehensive financial planning, or something in between.

Two examples for reference

Features Focused advice Comprehensive financial planning
Suitable for which situations Straightforward situations involving specific pension planning questions Complex situations involving multiple topics
Typical triggers Initial pension planning, individual decisions (e.g., annuity or lump sum) Pensions, inheritance, business succession, home ownership
Scope of topics OASI, pension fund, private retirement planning; income and expenses; selected options Pension planning, assets, income; scenarios and life events; home ownership, estate
Result Consultation report, action plan with deadlines, specific solutions Detailed financial plan with scenarios, summary, action plan, and timeline
Costs Free of charge Free of charge

How does a financial planning consultation work?

Financial counseling at the Financial Planning Center consists of five steps – from scheduling an appointment to developing an action plan tailored specifically to your needs.

  1. Make an appointment: Schedule your consultation directly online. It helps if you already have a general overview of your income, expenses, and pension planning situation. We’ll discuss together what other documents we’ll need.
  2. Have an initial consultation: During a personal meeting with one of our experts, we’ll clarify your concerns, goals, and priorities. Together, we’ll analyze your situation and determine which topics need further discussion.
  3. Determine the next steps: At the end of the initial consultation, we’ll work together to determine what happens next and how we’ll collaborate.
  4. Explore topics in depth: Depending on the situation, a follow-up appointment may be helpful. During this appointment, we’ll explore relevant topics in depth and compare options. We’ll present you with suitable solutions and explain their impact on your income, assets, and budget. If necessary, we’ll involve internal experts or trusted individuals from your circle.
  5. Implement the action plan: You’ll receive a personalized action plan with fixed steps, responsibilities, and deadlines. This ensures clarity, helps you to plan ahead, and makes it easier to achieve your goals. If you'd like, we'll be there to help you through the process.

Your experts

Our advisory team consists of specialists with many years of experience in the areas of pension planning and wealth management. You can find the relevant members of the Financial Planning Center on our overview page.

Upcoming webinars and in-person events

Whether online or in person: We’re here to help you better understand pension planning and financial topics. Join one of our free webinars (in German or French) or check out our local events. We’d be happy to advise you personally afterward and answer your specific questions.

For information on in-person events, please contact your general agency.

Checklists and documents for financial planning

These documents will help you get an overview before your consultation.

Download

FAQs about financial advice

How much does the consultation cost, and am I required to sign up for anything?

We cover the full cost of the consultation, regardless of its scope. There is no obligation to sign up for anything. During the consultation, we’ll present our offerings to you. Together, we’ll determine which solutions are best suited to your situation.

Can I use this consultation service even if I’m not insured with AXA?

Yes. This service is open to everyone, including people who aren’t yet AXA customers. Whether you’d like to discuss specific pension planning questions or a complex situation, we’ll assess your needs during the initial consultation.

How do I prepare for the initial consultation?

You don’t need to have a financial plan ready for the initial consultation. It’s helpful to have a general overview of your income, expenses, and pension planning situation, as well as an idea of what decisions you need to make and what’s important to you. We’ll discuss together which documents we’ll need for further analysis.

What offerings are available for women?

We offer pension planning consultations, webinars, and events specifically tailored to women at our general agencies.

These focus on topics that particularly affect women, such as part-time work, career breaks, the financial implications of divorce, wealth accumulation, and estate and pension planning.

This way, you’ll receive practical information and personalized support for the different stages of life and the challenges you face from one day to the next.

What does the Financial Planning Center do, and what doesn’t it do?

The Financial Planning Center advises you on pension planning, retirement, assets, estates, and taxes. It does not serve as a substitute for legal or tax advice and does not provide asset management services. We draw on our internal network and, upon request, involve your trusted advisors from the banking, tax, and fiduciary sectors.

Relevant services

Additional information

These articles explore specific topics in financial planning in greater depth:

The three-pillar system explained in simple terms

The purpose of the three-pillar pension system is to provide financial security for people in Switzerland in their old age and in the event of disability or death.

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Pillar 3 – personal pension provision solutions

By making voluntary payments into tied pension provision (Pillar 3a) or flexible pension provision (Pillar 3b), you can close income gaps from Pillar 1 and 2.

To Pillar 3

Tips for personal retirement solutions with shares

If you want to build up your savings for retirement reliably and over the long term, you’ll do best with targeted investments in diversified shares.

Build up your retirement savings