If watercraft are part of your company’s everyday business, you’ll know the daily risks only too well. Reliable insurance protection is a must and is also important for your company's image. AXA offers you flexible and needs-based insurance options.
As a boat owner, you are responsible if you cause damage on the water or onshore. You decide yourself what coverage you need: Choose from AXA’s liability, accidental damage, and accident insurance to create your personal insurance package.
Liability insurance is mandatory for the following boats:
This insurance covers damage or loss that you inflict on a person (e.g. waterskiers or wakeboard riders) with your watercraft. It pays for damage to property and accidents involving animals.
With partial accidental damage insurance, your boat is insured for the following types of loss or damage, among others:
in addition to the losses covered by partial accidental damage insurance, comprehensive accidental damage insurance covers collisions:
You can supplement your comprehensive accidental damage insurance by adding machinery insurance to the coverage. This module covers loss or damage due to external effects and internal causes such as:
Accident insurance protects you against the financial consequences arising due to accidents in connection with the use of the boat as well as those due to sunstroke, heatstroke, hypothermia, freezing, drowning, etc. You are free to choose the amount of insurance. The insurance can include:
Legal protection insurance covers the financial costs necessary to defend and enforce your legal interests, for example:
The amount of insurance is limited to CHF 300,000 in European inland waters. You are insured for a maximum of CHF 150,000 on sea voyages.
You pay no deductible for lawyer fees if legal advice is provided by a lawyer recommended by AXA.