Credit & Lifestyle Protection

If you have customers who can no longer meet their financial obligations due to accident or illness, we assume the risks for you. For example, for leasing contracts, mortgage loans and credit card liabilities.

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Advantages of AXA's Credit & Lifestyle Protection

  • Secured mortgage rates
  • Secured leasing rates
  • Secured credit card debts

Payment protection insurance

Unemployment, accident or illness: A stroke of fate can happen at any time. With our insurance for installments and residual debt, we protect the monthly loan installments of your customers against payment difficulties in the event that they experience an unexpected financial bottleneck.

Insured benefits

  • Monthly installments
  • Residual debt (in case of occupational disability or death)

Risks covered

  • Death
  • Occupational disability due to illness or accident
  • Unemployment due to illness or accident
  • Unemployment

Applies to

  • Mortgages
  • Car leasing
  • Credit card agreements
  • Other financing and loans

Remain solvent - even in uncertain times

  • Waiver of premium insurance

    With premium exemption insurance, your customers are relieved of their payment obligations for health insurance or life insurance premiums  if they become insolvent as a result of an accident, illness or unemployment.

  • GAP insurance

    GAP insurance protects your leased vehicles and closes the gap in coverage that can arise in the event of damage, theft or total loss of customer vehicles.

  • Credit card balance insurance

    Credit card balance insurance covers the accumulated credit card debt should your customers experience payment difficulties due to incapacity for work or involuntary unemployment.

  • Key persons insurance

    Protect your business with key persons insurance against the financial obligations arising from corporate loans in the event of the absence of key persons due to accident, illness or death.

AXA & You

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