Key points at a glance
- Coverage for financial losses: AXA covers the financial risk for damage your company incurs through the criminal acts of employees or third parties.
- Comprehensive protection: Whether fraud, betrayal of secrets, or damages resulting from social engineering – this insurance covers damages that you incur as a result of criminal acts.
- Professional crisis management: AXA not only supports you during a claim, but is also at your side after the crisis.
Support and frequently asked questions
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I have complete faith in my employees. I have also taken relevant security measures. Why should I take out fidelity insurance?
Studies show that the most damage incurred as a result of white-collar crime is caused by a company’s own staff. They know the company well and have the corresponding opportunities. The higher the employee’s hierarchical level, the greater the damage caused.
Internal security measures help avoid unintended errors, but also prevent the conscious execution of white-collar crimes or help discover them quicker. Unfortunately not all crimes can be prevented this way, but by taking out fidelity insurance, you transfer the residual risk to AXA.
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Client data in my practice was manipulated. My employee denies being responsible. Does the insurance also pay if the perpetrator is unknown?
The party responsible for a financial loss does not have to be identified in every case for fidelity insurance to provide benefits. Proof that an act carried out intentionally has led to a direct loss is sufficient.
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What additional benefits do I have from taking out fidelity insurance?
By taking out fidelity insurance, you protect your company not only against liquidity bottlenecks due to white-collar crime, but you also minimize the personal liability risk of the executive board and board of directors.