A payment guarantee from the accident insurer is generally required for treatment abroad following an accident. This allows foreign treatment providers to ensure that the treatment costs incurred will be covered in each individual case.
Thanks to the Accident Card, your employees have all the necessary information quickly to hand in an emergency: They can reach AXA round the clock at the telephone numbers listed, and receive immediate coverage confirmation for basic coverage. Your staff are thus well protected at all times while abroad and will receive rapid assistance should the worst happen.
Would you like an Accident Card for your employees? Your AXA insurance advisor will be happy to take care of the ordering process for you. This service is provided free of charge to AXA customers with UVG/AIA coverage.
Employers are liable for the entire premium and the share of it that covers occupational accident and sickness. As a rule, employees bear the share for non-occupational accidents via a salary deduction.
Accident insurance covers accidents and occupational sickness. Non-occupational sickness is in principle covered by employees’ health insurance. For the insurer to accept an accident report and pay out, the accident in question must involve an unusual, unintended, and sudden effect on the human body from an external factor.
Yes. Employees are covered by mandatory insurance against occupational accidents and occupational sickness, whatever their working hours. This includes the journey to and from work from leaving home until returning home.
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