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CHF 100 discount when taking out a new policy (liability insurance incl. all risk)
You have fulfilled your dream of owning your own boat, but are you still looking for the right insurance? AXA is your reliable guide: we offer you the best insurance cover with solutions flexibly customized to your needs.
Choose liability insurance and accidental damage insurance (without collision or all-risk) and also take out machinery insurance as protection against damage to the engine or electrics and assistance insurance to cover towing costs if you break down. Use our overview to quickly and easily find the right watercraft insurance for you.
Sabrina likes action and sails close to the wind. When the boat lists heavily, the binoculars fall from the side shelf onto the precious wooden table and leave a deep groove in the wood.
Peter’s boat is anchored in a bay when a storm is suddenly forecast. The boat begins to rock due to the increasing wind and strong swell. He hurries so that he can try and reach the next harbor as quickly as possible. When heaving up the anchor, the bow is damaged by the swaying anchor before it can be securely stowed.
Beni bought himself a motorboat a year ago. When sailing on Lake Zurich, he collides with a tree trunk that’s drifting just below the surface of the water. The collision rips a large hole in the boat’s hull and the boat sinks within minutes. Beni is lucky as he’s rescued from the water by a passing fisherman. After the boat has been recovered, it is deemed to be a write-off.
You must always have liability insurance for the following boats:
All-risk means that all risks are insured unless they are explicitly excluded. With traditional insurance options, the scope of insurance is defined in a list of risks; exclusions can also be listed. This can sometimes lead to uncertainty for the policyholder about what is actually insured and what is not. With all-risk however, you always know what is insured – precisely anything that isn’t excluded.
High seas Zone B: Provided that the construction and equipment of the boat as well as the operator’s license meet the requirements of the Swiss Maritime Authority, the insurance is valid – in addition to its validity on the inland waters of Western Europe – on the high seas of Western Europe, i.e.
High seas Zone C: Provided that the construction and equipment of the boat as well as the operator’s license meet the requirements of the Swiss Maritime Authority, the insurance is valid worldwide.
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