Large and small mishaps can occur quickly: Our personal liability insurance protects you against financial losses if you accidentally cause damage to others.
Purchase advice: 0800 800 501
What happens if you ruin the parquet floor of your rented apartment or collide with and injure a pedestrian on your bike? AXA's personal liability insurance protects you from the financial consequences. In addition, it covers all persons who live permanently in the same household: family, partner, roommates.
Personal liability insurance covers damage that you or your loved ones cause accidentally to others and their property – which, in a worst case scenario, can extend into the millions. Otherwise, according to the law, you have to pay this amount from your own personal income and assets.
Attractive premium discount
In rental relationships, the landlord often requires replacement of the lock if the house keys are lost. If this is justified, the change of lock is insured under supplementary coverage for "loss of keys and key service".
Yes, provided its pedal assistance does not exceed 25 kph and its motor has no more than 500 watts in output. It then counts as a normal bicycle.
E-bikes with more powerful motors fall under motor-assisted bikes and must have a license plate. AXA's personal liability insurance covers damage over and above statutory insurance up to the selected amount of insurance.
Yes. Everyone listed in the policy who lives permanently in the same household is covered.
No, as you live in the same household, this damage is not covered. If your roommate has household contents insurance from AXA with all-round protection for smartphones, tablets and consumer electronics, the damage is covered by that policy. |
Protect yourself against the risk of high deductibles as a regular hire car or carsharing user.
Who bears the costs if damage occurs due to careless treatment or a mishap?
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