If something goes wrong on a construction site, major damage can quickly ensue. Protect your house construction with construction insurance from AXA. This helps prevent unnecessary delays and financial damage to your construction project.
Yes, as builder you are liable for various types of damage that no other party is responsible for: e.g. damage to your neighbor's property for which no specific party can be held responsible, or when the construction company is not liable. In these often high-cost situations, builder's liability insurance protects you.
As a rule, yes. Most companies take out just a general commercial liability insurance. However, this doesn’t cover all construction accidents, or it first requires clarification and only pays compensation in cases of guilt and only after a certain period. This is where builder's risk insurance proves its worth thanks to its coverage of construction accidents regardless of the cause as well as by paying compensation in advance in cases of liability – regardless of how long clarification takes.
Renovation and conversion work are covered for up to CHF 100,000 with personal liability insurance from AXA. Check for which building and up to which construction amount your personal liability insurance will compensate you for damage in connection with your construction project.
Normally not, as the construction work has already been completed. However, for building construction up to a maximum price of CHF 5 million, AXA includes free and full-value building property insurance covering any such damage that arises up to six months following the planned date of building completion.
Yes, if you have taken out supplementary insurance "legal protection for builders." This supports you in the event of disputes about hidden defects which are only discovered after the acceptance protocol has been produced and/or after the building transfer and which were not apparent at any earlier stage.