Is your car your pride and joy, or just a means of getting from A to B? Whichever is true, it is optimally insured at AXA. Calculate your premium online – You keep your advisor even when you purchase from us online.
Purchase advice: 0800 800 501
Every motor vehicle owner must have liability insurance. Accidental damage and accident insurance are voluntary.
Liability insurance is mandatory. It covers any damage you may cause to other road users, animals or property while you are driving and protects you against any unsubstantiated claims for damages you may face.
Accidental damage insurance is voluntary and covers damage to your car. You can choose between full or partial accidental damage coverage.
With accident insurance we support you financially if the driver or passengers are injured or killed. This applies even if the question of who is at fault has not been settled.
Bonus protection guarantees that you do not lose your discount in the event of an accident. Claims-free driving leads to a reduction in your premium until it is just 30%.
Franziska is driving to the shops and forgets her bicycle is on the car roof. On driving into the parking garage, her bicycle and the roof rack are both ripped off the car and the garage entrance is damaged.
It’s early morning and Dominic is driving his daughter to the crèche. Laura is playing up. Dominic takes a quick look in the rear-view mirror and overlooks an icy patch on the street. He can’t brake on time and crashes side-on with an approaching car.
Yes. Do you own a Tesla Model S, BMW i3, Renault ZOE or another electric car? Our car insurance offers comprehensive coverage for your electric car. Calculate your premium now – the electric car discount of up to 5% is included automatically.
When driving abroad, the green insurance card confirms that you have liability insurance for your car. You can order one online. It is not needed in countries bordering Switzerland.
Mobility coverage is included in accidental damage insurance. While mobility coverage in accidental damage insurance covers only your own vehicle, vehicle assistance as part of INTERTOURS travel insurance ensures that you’re covered in any vehicle (e.g. rental car).
Parking damage occurs when you discover that your parked car has been damaged and the causer cannot be found. If you damage your car while parking, this is not parking damage, but is comprehensive accidental damage.
No. In the case of a minor accident, filling out an accident report is sufficient. However, if the question of who was at fault is unclear, it’s always advisable to call the police. If someone is injured, you must, by law, inform the police.
In case of a collision with an animal, you must inform the police immediately; if it involves a wild animal, you must inform the responsible game warden immediately.
If you let us make the arrangements for the repair you can benefit as follows:
Call us and we will send the certificate of insurance directly to the department of motor vehicles by electronic means.
If you file a liability or full accidental damage claim before September 30, your premium will increase from January 1 of the following year. In the case of claims you file between September 30 and December 31, you will start paying a higher premium only from January 1 of the year after the following year.
The minimum contract term is one full insurance year (January 1 to December 31). For example, a contract starting June 1, 2015, could be terminated at the end of December 2016 at the earliest.
When there's damage to a passenger car that is insured against accidental damage and the car can still be driven.
In the whole of Switzerland.