15% discount for anyone aged under 26

Young people save on premiums with us Young drivers insurance

15% discount for anyone under the age of 26 with the Safe Driver Bonus
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Are you aged under 26 and looking for insurance with top benefits at affordable prices? Then as a young driver, you've come to the right place at AXA. By taking out the Safe Driver Bonus savings option for your car insurance, we'll give you a 15% discount. 

Save on premiums with the Safe Driver Bonus

Choose the Safe Driver Bonus when taking out your car insurance policy and you'll be given a 15% discount. The infographic shows you what the Safe Driver Bonus savings option includes. 

Safe Driver Bonus AXA car insurance

Insurance for young drivers

Great joy! You've now got your long-awaited driver's license in your hand and have just bought your first car. Here's some useful information so that you and your first car are properly insured.

Which insurance should I have?

You always need liability insurance so that your vehicle can be registered in Switzerland. But are you still unclear  about what you need apart from compulsory liability insurance? We recommend one of the following types of insurance for better protection:

  • Partial accidental insurance:  partial accidental damage protects your car against damage for which you were not to blame, such as hailstone, glass breakage or marten damage.
  • Partial accidental insurance + collision coverage:  Comprehensive accidental insurance also covers damage for which you were to blame. In other words, if you cause an accident, this is only covered by comprehensive accidental damage.

You are ultimately responsible for deciding whether partial accidental damage is enough or whether you'd rather be fully covered with comprehensive accidental damage. You'll find useful tips in our blog.

What can I choose here?

You can expand the insurance cover with additional options according to your needs:

  • Parking damage: if you discover that your parked car has been damaged and the person who caused it cannot be found.
  • Bonus protection: a good idea so that your premium doesn't increase if you have an accident. A loss event is included every year.
  • Gross negligence: insurance benefits are not reduced for damage caused by gross negligence (such as driving through a red light).
  • Courtesy car: you'll be given a courtesy car while your car is being repaired or has broken down.
  • Roadside assistance: you'll be on the road again within an hour. The organization and assumption of cost of a hire car or return of your car are also included. We'll also give you up to CHF 500 per person for the cost of accommodation and meals.
  • Passenger accident insurance: if you and/or your passengers are injured in an accident, the cost of treatment in a private ward and other consequences are covered. Benefits of existing accident insurance are increased through this. 

How much is the deductible?

In some cases, you can decide yourself how much the deductible should be. The advantage is that with a higher deductible, you pay a lower premium, but it also means that you have to cover this portion yourself in the event of a claim. You should therefore think carefully about the deductible so that it's at a level that you feel comfortable with. Because things can quickly become expensive in the event of a claim.

Still have questions on insurance for young drivers? Play the movie!

Good to know

  • How can I benefit from the 15% discount as a young driver?

    By choosing and taking out the Safe Driver Bonus as a savings option on your insurance. Your AXA advisor can give you more information. 
    Not yet insured with AXA? You can easily calculate your premium online and take out the policy directly online if you wish.

  • What is the Safe Driver Bonus?

    This is a voluntary savings option for everyone aged between 18 and 25 that gives you a 15% discount on AXA car insurance. In return, you agree to actively take part in the AXA prevention program on safe driving. AXA can also check whether measures such as confiscation of license have been taken against you. If there's an accident, AXA is entitled to select and use data from your vehicle for accident reconstruction purposes.

  • What is the Safe Driver Bonus prevention program?

    The prevention program is a fixed component of the Safe Driver Bonus. By  taking out the Safe Driver Bonus, the young driver takes an active part in the prevention program on safe driving. AXA provides all the details about the program in a welcome letter. After that, the customer receives an SMS approximately every two months with short interactive content on the prevention program.

  • How and what data can AXA use if there's an accident?

    Newer cars record accident data directly in the vehicle. If there's an accident, AXA can select and use this data to reconstruct the accident. The data used is recorded by the control unit in the airbag, for example, including speed, acceleration, deceleration as well as date and time.

  • Who can benefit from the Safe Driver Bonus option?

    To enable you to choose the Safe Driver Bonus as a savings option on your insurance, you must be aged between 18 and 25. 

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