CHF 200 discount if you take out insurance by December 31, 2022

Calculate the premium for your electric car Insure electric car

comprehensive insurance for your charging infrastructure
Battery insurance protects the heart of your electric car
Charge at a discounted standard price
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Key points at a glance
  • Protection for your electric car: car insurance for electric cars covers the cost of damage that you cause with your electric car to a vehicle, property or a person as well as damage suffered by your own electric car.
  • Individual insurance protection: in addition to the mandatory liability insurance for insuring your car, you can choose from partial and comprehensive accidental damage insurance as well as attractive add-ons.
  • Extra protection for battery and home charging station: we offer you special protection for your mobile or fixed charging station as well as the battery for your electric car. 

Telephone consultation on car insurance for electric cars: 052 244 86 00

Optimal insurance for your electric car

Would you like to buy an electric car or do you already have one? If so, do you now need the right insurance cover? Car insurance from AXA offers you the full load of insurance options specifically for electric cars. And our add-ons also provide the best cover for batteries and charging infrastructure .

Optimal insurance for home charging station or mobile charging equipment

The e-mobility charging station add-on protects your home and mobile charging stations, including charging accessories, against unforeseen damage or destruction, particularly as a result of:

  • falling
  • improper use, carelessness, negligence
  • electrical impacts, such as short circuit or overcurrent
  • water, fire and natural hazards
  • vandalism and theft

Regardless of whether you used your charging station incorrectly, or whether it was damaged by vandalism or stolen: AXA meets the cost of an equivalent replacement or repair and covers the installation costs. The same benefits also apply to mobile charging equipment.

Insure battery for your electric car

Reliably insure your high-voltage battery against:

  • operating errors such as causing an irregular load on the battery, completely discharging it or incorrectly programming a home charging station
  • total discharge, if the battery voltage falls below a critical level, e.g. through defective charging equipment or longer vacation
  • overvoltage, if the battery voltage goes above the tolerance level, e.g. through power failures or lightning strikes
  • malfunctioning of charging device
  • exceptional loss of capacity of more than 50 percent in the first three years

In the event of a claim, we meet the cost of repairing the battery. If a repair isn't possible, we meet the cost of a replacement.

Do your neighbors have concerns about you charging your electric car in the communal garage? You can also insure against property damage to other vehicles, for example, caused by a battery fire, even if there's no legal liability.

Discounts for your electric car

Our benefits in the event of a claim

  • 24-hour hotline for immediate assistance and claims notification. When you report a claim by phone or online, you can find out right away if it’s insured. AXA.ch/claims
  • If your car is immobilized, you'll be mobile again within an hour with our roadside assistance add-on which includes onward travel 
  • AXA arranges for your electric car to be repaired by a certified partner garage if it suffers insured accidental damage . By doing so, you benefit from numerous attractive functions:
    • You save time and hassle, as we organize the repair.
    • Your car will be picked up if necessary, you'll be given a replacement vehicle and your car will be returned cleaned.
    • If possible, glass damage can be repaired at your home. 
    • You'll receive a lifelong repair guarantee.
  • If someone hits your electric car from behind, you don't have to bother with the other side's insurance. We're there for you with the free comprehensive service if you are involved in an accident that was caused by a third party.
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    Other exclusive benefits in the event of a claim

    AXA car insurance is always there for you. We stand by your side, even if others are at fault. Find out more about our comprehensive services in the event of a claim.

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Support and FAQ on e-mobility

  • What do I have to watch out for when insuring my electric car?

    Electric cars are insured as traditional vehicles. You choose between mandatory liability insurance, partial or comprehensive accidental damage insurance and various add-ons. You also have the option of insuring special elements of your electric car. The battery and home charging station and mobile charging equipment.

    Leasing the battery is a special case, in that with certain manufacturers, the car can be purchased but the battery is leased. This has to be taken into account when buying insurance.

  • Why should my electric car's battery also be insured?

    The battery is the heart of every electric car. The add-on specifically for high-voltage vehicle batteries gives your electric car optimal protection for the first eight operating years and up to a maximum of 200,000 kilometers driven. Compared to the manufacturer's guarantee, additional risks such as operating errors or total discharge are insured which are excluded in most cases. In the event of a claim, AXA covers the cost of repair if this is possible. Otherwise we pay for the cost of replacing the battery. Disposal costs are also included when there's an insured event. 

  • What happens if I have to make a claim with my electric car?

    From an insurance point of view, it is irrelevant if a claim relates to a petrol car, hybrid vehicle or electric car. Depending on the incident and existing insurance – liability insurance, partial or comprehensive accidental damage insurance – damage to your vehicle is processed and compensated.

  • What happens if I can't drive because the car has run out of battery?

    The breakdown assistance add-on, including onward travel ensures that you stay mobile: your car will be collected from the breakdown site, returned and your personal journey home or onward travel is also included to a specific extent. These services also apply to electric cars with a flat car battery.

  • What do I have to know when it comes to charging an electric car?

    Many places now have public charging stations, divided into slow (AC) and quick charging stations (DC). The latter charge batteries quickly. The price at public charging stations can be made up of a storage fee for parking and a charging fee per kWh. These prices vary from station to station.

    AXA cares about cost transparency: customers charge their vehicle at all swisscharge.ch charging stations at a standard transparent price. Register here.

  • Why is AXA committed to a standard charging price for electric cars?

    Cost transparency is important for our customers, including when charging your electric vehicle. AXA makes it easy for you to enter the electromobility world with the standard charging price. We offer you innovative and transparent solutions with swisscharge.ch.

  • Can the standard price change?

    Yes, adjustments to the charging price or discount are possible. swisscharge.ch informs registered AXA customers proactively about price changes by email. The current standard price can always be found in the swisscharge.ch app.

  • I'm already a swisscharge.ch customer, how can I benefit?

    Simply register here. Enter your AXA motor vehicle insurance policy number and accept the "Charging with the standard price" supplementary conditions.
    Do you already have an RFID card from swisscharge.ch or a SwissPass? Simply change this on the new AXA account after registration. This way , you simply start and stop the charging transactions with your card. Please do not hesitate to contact swisscharge.ch if you have any questions. info@swisscharge.ch

  • When I charge from swisscharge.ch, is the electricity from renewable sources?

    Yes, you charge with certified green electricity at practically all charging stations linked to swisscharge.ch. For example, you can charge with 100 percent certified green electricity at the following charging stations:

    • GOFAST
    • Energie 360°
    • IWB
    • Agrola
    • EWZ

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