It is intended for employees who work in private households, e.g. cleaners, household helps, babysitters and gardeners. Domestic staff who are provided through a company (e.g. a cleaning company) have to be insured by that company.
An exception has applied to so-called pocket-money jobs since January 1, 2015. Salaries up to CHF 750 per employee and calendar year are exempted from the insurance requirement – provided the employee is not older than 25 in that same calendar year and is not subject to social insurance contributions. If the employee suffers an accident or an occupational disease, the consequential costs are nonetheless covered. In such cases, the accident insurance (UVG) substitute fund levies a premium from the employer.
Insurance coverage commences on the direct way to work and ends on completion of the direct way home.
Your employees must live in Switzerland and have work permits. They must be older than 17 but younger than retirement age.
The salary per employee and year may not exceed CHF 21,510 and the total payroll for all your employees may not exceed CHF 57,360.
We use cookies and analysis tools to improve your user experience, to personalize advertising by AXA and our advertising partner companies, and to provide social media functions. Unfortunately you cannot change your cookie settings via our Cookie Preference Center if you use Internet Explorer 11. If you would like to change your settings, please use an up-to-date browser. By using our website with this browser, you consent to the use of cookies.