No, most buildings in Switzerland are either not covered or insufficiently covered against the consequences of earthquakes. With our supplementary insurance, "earthquake insurance," you can insure your building against this risk.
In most cantons, house owners are required to take out building insurance against fire and damage from natural forces. The cantons of Geneva, Ticino, Appenzell Innerrhoden and Valais are exceptions to this rule – there you can insure yourself voluntarily. You can only freely choose your coverage in the following cantons:
In the remaining 19 cantons, you are required to take out the corresponding cantonal building insurance.
No, loss/damage from minor renovations and repairs up to a construction amount of CHF 100,000 are covered by AXA’s building property insurance.
Yes, with our supplementary insurance, "Building technology failure," you can insure the technical systems of your building against destruction and damage.
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