Your employer uses AXA for your occupational pension? Here you can find useful information on the pension fund and how to view your contract.
Welcome to the AXA pension fund information site for employees. Here you have direct access to the myAXA pensions portal, the portal for your Pillar 2 pension at AXA, our practical forms service, and answers to key questions on occupational pensions (Pillar 2 pensions):
You’ve started a new job and are now insured with AXA through your new employer – or vice versa: you’re now insured with a different pension provider? Here's what you need to do to switch to a different pension fund when you change employer:
The pension fund certificate contains information on your future pension benefits and your insurance cover, for example, for occupational disability. Here are some helpful hints to help you locate the relevant information quickly:
More time for traveling, new hobbies, sports, grandchildren, and friends, etc. Retirement is the start of an exciting new phase in your life that opens up new opportunities. So there are plenty of reasons to look forward to retirement. But please remember that you need to take the right decisions well in advance to optimize your financial position.
Read more about planning for retirement
Retirement assets are the amount that accrues in your occupational benefits account under a Pillar 2 plan. Your retirement assets comprise:
The amount of your mandatory retirement assets is determined solely by the retirement credits and amounts that are paid into the account pursuant to the minimum BVG (OPA) provisions, plus interest. The minimum interest rate is set by the Federal Council.
Retirement credits are used to build up retirement assets. They comprise the savings contributions the employee and the employer pay into the account. The level of retirement credits is specified in the regulations of every occupational benefits institution and is generally defined as a percentage of the insured salary. Pursuant to the BVG (OPA), the following percentage rates apply:
Age Percentage
Women/men
25–34 7%
35–44 10%
45–54 15%
55–64/65 18%
The retirement capital is the same as the retirement assets at the time of retirement. The projected retirement capital is included in your personal certificate (pension fund certificate). It is a projection of the available retirement assets and is based on your current pensionable salary, the regulatory retirement credits, and the current guaranteed interest rates.
You can calculate your annual retirement pension by multiplying the retirement assets on the retirement date by the conversion rate on that date.
Do you have any questions, or would you like a no-obligation pension consultation? Our experts are there for you.
The purpose of the three-pillar pension system is to provide financial security for people in Switzerland in old age and in the event of disability or death.
By making voluntary payments into tied pension provision (Pillar 3a) or flexible pension provision (Pillar 3b), you can close income gaps from Pillar 1 and 2 pension plans.
Those wishing to save capital for retirement reliably and sustainably will fare best with targeted investment in diversified shares.
We use cookies and analysis tools to improve your user experience, to personalize advertising by AXA and our advertising partner companies, and to provide social media functions. Unfortunately you cannot change your cookie settings via our Cookie Preference Center if you use Internet Explorer 11. If you would like to change your settings, please use an up-to-date browser. By using our website with this browser, you consent to the use of cookies.