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Individual product details: benefits overview and contractual provisions.
Do you want to make sure you have the best possible coverage for outpatient treatment? Are you looking for supplementary insurance that supports complementary medicine and pays toward the costs of your glasses? Then our supplementary outpatient options are the perfect answer.
Summary of our Healthcare products. Detailed information on benefits can be found in the benefits overview.
Do you want to be able to choose freely when it comes to selecting a hospital or specialist who will treat you? Is privacy important to you, and would you rather have a single room? Are you a frequent traveler and want to make sure you have the best possible coverage for when you’re abroad too? Discover our attractive supplementary hospital insurance options now.
Summary of our hospital products. Detailed information on benefits can be found in the benefits overview.
Very few people make use of the opportunity to switch mandatory basic insurance each year, despite the fact that they can save a considerable amount by doing so. This is because it takes time and effort to compare prices and offerings, ask for quotations, and terminate cover.
We know this – and it’s precisely why we take care of all of this for our customers with supplementary health insurance options. Every fall, we send you a proposal for the most cost-efficient basic insurance. If you accept the proposal, we’ll take care of the switch for you. Which means you can make savings year after year – without having to lift a finger!
Covers consequential costs for acute-care hospital stays of 3 nights or longer. Complements supplementary hospital insurance.
For dental treatment, dental corrections for adults, dental hygiene and bleaching.
For a lump sum payment on disability or death.
The flexible insurance for illness or accidents abroad. Find out more.
Would you like a convenient way to put money aside for the future and save on tax? You can with the pension saving service from AXA. If you have a supplementary health insurance policy with us, any reimbursements you receive can be paid straight into your AXA SmartFlex 3a pension plan.
To make use of the pension saving service you must:
You will find an overview in your customer account on myAXA.
No. The payments made to your SmartFlex 3a pension plan do not need to be rounded (e.g., you could pay in CHF 85.95). However, individual payments must be at least CHF 20.
Each time you are due a reimbursement you can decide how much to transfer to your Pillar 3a plan. You have to confirm how you want the amount allocated on each occasion. If you change your mind, you can cancel the process and correct the amount.
As a general rule, the capital paid into a Pillar 3a tied pension plan can be paid out at the earliest five years before you reach the statutory AHV/OASI retirement age (65 for men, 64 for women). In a similar way to what is possible in occupational benefits insurance, the pension capital paid into Pillar 3a can be withdrawn early. This is possible if you become self-employed, for example, or relocate abroad, or if buy your own home.
It is not possible to pay too much into your SmartFlex pension plan with AXA. This is because we check whether you have reached the maximum amount before every payment into your SmartFlex plan. If the additional payment is too high, we top up your AXA Pillar 3a plan until it reaches the maximum amount. We then either transfer the remainder to your private account or use it for future premiums – whichever you prefer.
Important: We cannot view payments into any Pillar 3 plans you may hold with other providers. If you split your payments between different Pillar 3a products, you yourself will need to ensure you do not exceed the maximum contribution.
Specific terms and conditions apply to newborns. You can find out about these in the article “Supplementary insurance for children”.
Supplementary health insurance products close many gaps in basic insurance, for example, with financial contributions toward glasses and contact lenses, gym memberships, or complementary medicine.
An additional advantage is that, whereas basic health insurance does not allow you a free choice of hospital or doctor, with supplementary hospital insurance you can tailor your hospital benefits to suit your needs.
For details of the benefits offered by AXA supplementary insurance solutions, please see our benefits overview.
AXA covers the following costs
You will find all further details in our benefits overview.
There is a 5% discount for two-person families and, for families with three or more members, a 10% discount for each family member of the same household. For the discount to apply, at least one person must be an adult and at least one a minor.
In addition, our products Dental 1000, Hospital Flex 1, Hospital Flex 2, Hospital Semi-Private, and Accident - Private are free up to a baby’s first birthday.
There are three ways to save money on your basic health insurance cover:
The minimum term for supplementary insurance is one year. Each year, the contract is automatically renewed for a further year on the expiry date.
You can terminate the policy on December 31 of each year and switch to another health insurance provider in Switzerland. The notice period is three months, meaning your notice of termination must be received by no later than the last working day of September.
If the insurance premium changes, a one-month notice period applies. The notice of termination is considered to have been submitted on time if AXA receives it during standard office hours no later than 30 days after notification of the change.
You will find details of terminating your supplementary insurance on the web page “Terminating insurance contract?”
From promoting good health, to sport and complementary medicine, not forgetting spas and convalescence centers: supplementary insurance from AXA supports a number of different benefits and methods on all aspects of healthcare.
Why it's worth switching basic health insurance with AXA.
What does the health insurer pay?
Just what Ramona Betscharts has been waiting for!
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