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With our supplementary health insurance options, you not only benefit from top products but can save up to CHF 500 in basic insurance per person each year, too. Get the right coverage for you and your family and enjoy a number of benefits, such as up to CHF 300 for glasses and contact lenses and up to CHF 300 for gym membership each year. We also cover up to 90% of the cost of vaccinations.
You will find all the details of the individual products in the benefits overview.
Do you want to make sure you have the best possible coverage for outpatient treatment? Are you looking for supplementary insurance that supports complementary medicine and pays toward the costs of your glasses? Then our supplementary outpatient options are the perfect answer.
Summary of our Healthcare products. Detailed information on benefits can be found in the benefits overview.
Do you want to be able to choose freely when it comes to selecting a hospital or specialist who will treat you? Is privacy important to you, and would you rather have a single room? Are you a frequent traveler and want to make sure you have the best possible coverage for when you’re abroad too? Discover our attractive supplementary hospital insurance options now.
Summary of our hospital products. Detailed information on benefits can be found in the benefits overview.
Very few people make use of the opportunity to switch mandatory basic insurance each year, despite the fact that they can save a considerable amount by doing so. This is because it takes time and effort to compare prices and offerings, ask for quotations, and terminate cover.
We know this – and it’s precisely why we take care of all of this for our customers with supplementary health insurance options. Every fall, we send you a proposal for the most cost-efficient basic insurance. If you accept the proposal, we’ll take care of the switch for you. Which means you can make savings year after year – without having to lift a finger!
Covers consequential costs for acute-care hospital stays of 3 nights or longer. Complements supplementary hospital insurance.
For dental treatment, dental corrections for adults, dental hygiene and bleaching.
For a lump sum payment on disability or death.
The flexible insurance for illness or accidents abroad. Find out more.
There is a 5% discount for two-person families and a 10% family discount for all family members in the same household for families with three or more members. This requires at least one person to be an adult and at least one person to be a minor.
Our products Dental 1000, Flex 1, Flex 2, Hospital Semi-private and Accident Private are also free up to a baby's first birthday.
Comparing prices, obtaining offers and terminating policies all takes time. If you opt for supplementary health insurance from AXA, each fall you receive from us a proposal for the most cost-efficient basic insurance available.
If you agree to our proposal, we’ll take care of all of the paperwork involved in terminating your old insurance and registering you with your new basic insurer. This way, you’ll save around CHF 500 in premiums each year, without having to lift a finger.
As a general rule, AXA recognizes all therapists and methods of complementary medicine listed in this therapist search.
In addition to our attractive range of supplementary health insurance products, we can assist you in exercising your freedom to choose your provider of basic health insurance. Although AXA does not offer basic health insurance itself, each year we can help you find the best solution in terms of price and quality. To ensure our advice is unbiased, we don’t receive any commission on basic insurance.
Our products include both healthcare (outpatient) and hospital services (inpatient). In the outpatient segment, we contribute toward the cost of glasses and contact lenses, gym membership and complementary medicine. With regard to hospital options you can choose between general, semi-private or private coverage. There's also the flexible option of deciding on the level of comfort each time you are admitted to hospital.
Our supplementary healthcare insurance solutions cover up to CHF 300 for gym membership fees and for glasses or contact lenses as well as CHF 3,000 for complementary medicine. In addition, we cover up to 90% of the cost of vaccinations and medicines. For children, we pay up to CHF 12,000 per year towards the correction of tooth misalignments. With supplementary hospitalization insurance you have a free choice of doctor and hospital, and we cover up to 100% of the costs of emergency treatment abroad. If you conclude a dental option, we will pay up to CHF 3,000 towards dental treatment and correcting tooth misalignments, and up to CHF 500 for dental hygiene and bleaching.
Healthcare insurance products bridge many of the gaps in basic insurance cover.
For instance, if you value complementary medicine and do a lot of sport, AXA’s Health ACTIF product is a good choice. It pays part of the cost of gym membership and offers a wide array of recognized complementary medical treatments. By contrast, basic insurance only covers treatments administered by doctors.
Health PLUS supplementary insurance pays part of the cost of glasses and contact lenses (basic insurance excludes these for adults), medicines not covered by basic insurance, as well as expensive rescue and recovery operations following emergencies in Switzerland and abroad. Of particular value here are the large amounts paid towards correcting tooth misalignments in children.
If you would like to combine the benefits of both these products, then Health COMPLET is the right solution for you. Everything is included in this option, and you benefit from higher contributions within the various benefit categories.
Every resident of Switzerland must take out basic health insurance cover. Insurance providers are obligated to accept all applicants, regardless of their age or state of health. Infants can be registered up to three months after their date of birth, but it is also possible to register a child before it is born. Supplementary health insurance is concluded on a voluntary basis and covers gaps in basic insurance. As a rule, supplementary insurance products provide both outpatient and inpatient services. Unlike with basic insurance, insurers offering supplementary insurance are not obligated to accept every applicant.
Supplementary insurance products close many gaps in basic insurance, for example, with financial contributions toward glasses and contact lenses, gym membership or complementary medicine. Moreover, basic insurance doesn’t allow the free choice of hospitals and doctors. More comfort – a two-bed or single-bed room – is only available with semi-private or private supplementary insurance.
“Flex” hospital insurance solutions are a further option. These allow you to decide on a case-by-case basis what level of comfort you prefer for your upcoming hospital stay.
For details of the benefits offered by AXA supplementary health insurance, please see our benefits overview.
There are three ways to save money on your basic health insurance cover:
These are the typical models:
Depending on the plan you choose, you can benefit from lower insurance premiums.
The excess (expressed as a lump sum in francs) is the annual portion of your costs that you have to bear yourself before your basic insurance cover kicks in. Once you have reached this amount, you have to bear only 10% of the invoiced costs until you have reached the maximum amount of CHF 700 per year. It is advisable to select either the smallest or the highest excess, as the mid-range ones are definitely not worthwhile. You can adjust your excess once a year.
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