Contractual provisions

Would you like more information on the General Insurance Conditions and Supplementary Insurance Conditions for our supplementary health insurance products? You can find an overview here.

General Insurance Conditions (GIC)

The following contractual provisions form the basis of each of our supplementary health insurance products. This also applies to comments regarding data privacy and legal protection.

The version of our contractual provisions that is binding for you depends on when you became a customer or when you first concluded a contract for supplementary insurance.

  • Were you already a customer of AXA Healthcare prior to January 1, 2023? If this is the case, then the GIC version 01.2023 applies – including for products taken out in the future.
  • Were you not yet a customer of AXA Healthcare prior to January 1, 2023? If this is the case, then products taken out are governed by the GIC version 02.2023.

Supplementary Insurance Conditions (SIC) 

Different conditions or the following additional conditions may apply depending on the scope of benefits and the supplementary insurance chosen.

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