Liability insurance is mandatory. It covers any damage you may cause to other road users, animals or property while you are driving and protects you against any unsubstantiated claims for damages you may face. Accidental damage insurance is voluntary and covers damage to your motorcycle. The following is an overview of the benefits of AXA motorcycle insurance.
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After a motorcycle trip, Igor enjoys a break in a service station. On returning to the parking space, he is stunned: The locked storage box has been broken into – and his motorcycle helmet and expensive leather jacket have both been stolen. Fortunately, Igor has taken out motorcycle insurance with AXA.
Adrian is heading to work one morning in fall. The road is still wet as it has rained in the night. In a bend, he loses control over his motorcycle and falls. AXA motorcycle insurance covers the damage.
Motorcycle rider Martina violates the right of way at an intersection at the same time as a car is approaching the intersection. Martina can no longer prevent a collision and crashes into the car side-on. AXA motorcycle insurance covers the damage.
Mobility coverage is included in accidental damage insurance. While mobility coverage in accidental damage insurance covers only your own motorcycle, vehicle assistance as part of INTERTOURS travel insurance ensures that you're covered for trips with any vehicle (e.g. rented motorcycle).
Yes, with optional coverage for transported belongings, your motorcycle outfit is also insured.
No. In the case of a minor accident, filling out an accident report is sufficient. However, if the question of who was at fault is unclear, it's always advisable to call the police. If someone is injured, you must, by law, inform the police.
In case of a collision with an animal, you must inform the police or responsible game warden immediately.
No. The suspension waiver component in your insurance saves you the trouble of having to surrender your license plates with the department of motor vehicles. This is because most motorcycles are not driven during the winter. This is reflected in lower premiums.
Call us and we will send the certificate of insurance directly to the department of motor vehicles by electronic means.
If you file a liability or full accidental damage (e.g. collision) claim before September 30, your premium will increase from January 1 of the following year. In the case of claims you file between September 30 and December 31, you will start paying a higher premium only from January 1 of the year after the following year.