AXA motorcycle insurance offers you the best service if you’re in an accident, attractive solutions and outstanding flexibility – all so you can get back on the road again.
Build your own motorcycle policy with exactly what you need: liability and accidental damage as well as many other coverages.
A few clicks is all it takes to calculate your motorcycle premium and purchase your policy online:
Motorcycle liability insurance is mandatory for registering your motorcycle, motor scooter or moped in Switzerland. It covers injuries or damages that you as the driver cause to other people, animals or property.
You can also choose to insure damage to your own property, such as your vehicle or your garage.
Accidental damage insurance gives you an extra layer of protection against damage to your motorcycle. You can choose between partial accidental damage (no collision) and comprehensive accidental damage (includes collision) and include add-on coverages as well.
Partial accidental damage insurance protects your motorcycle against damage due to an unknown reason, forces of nature or animals. The insurance covers:
You will be even better protected with comprehensive accidental damage insurance. On top of all the protection from partial accidental damage insurance, you are also covered for damage to your motorcycle that you yourself cause in a collision. Comprehensive accidental damage includes:
If you need more coverage: With our optional services and add-ons, you can increase your coverage even more – and enjoy your freedom on two wheels to the full.
Increase your insurance – liability or accidental damage – with the extra protection you need.
You have chosen liability? Then you have the option of choosing from the following services and add-ons:
You have chosen liability plus partial accidental damage (damage caused by natural hazards, animals, and unknown persons) or liability plus comprehensive accidental damage (partial accidental damage plus any damage you cause yourself)? Then you can also choose from any of the abovementioned services and add-ons. And increase your insurance coverage further with the following:
AXA gives you attractive add-ons to choose from for your electric motorcycle, scooter or moped:
The insurance excludes damage or traffic accidents that are caused by you as the driver:
Nor is operating damage to the motorcycle, such as wear and tear included.
If you have purchased the Roadside assistance including onward travel add-on, we will make sure that your insured motorcycle is always ready to go. Roadside service from INTERTOURS travel insurance covers any vehicle that you drive. If you regularly rent cars or borrow them from friends, roadside service gives you welcome peace of mind.
We use different kinds of information to calculate the premium for your motorcycle insurance. One aspect we consider, for example, is what model motorcycle you have and how old it is. And of course what benefits you’d like to have: Partial or comprehensive accidental damage? Bonus protection? Courtesy vehicle if you have an accident?
The premium is calculated based on your needs.
If you include “Injury to you and your passengers” coverage, then passengers are insured in addition to the owner of the motorcycle. If you have an accident which results in injuries, your motorcycle insurance will cover all transport of persons, treatment, hospital / spa stays, initial procurement of prostheses and much more.
All motorcyclists are required by law to have liability insurance. It’s usually also a good idea to have either partial accidental damage or comprehensive accidental damage insurance. Partial accidental damage includes a theft policy and covers the costs of damage due to natural hazards, such as hail, damage caused by animals and malicious damage. Comprehensive accidental damage covers all of the above plus damage you cause to your motorcycle yourself. Which coverage is right for you depends on how you drive, the age of your bike as well as other factors. At the end of the day, the choice is yours.
AXA’s motorcycle insurance covers all types of motorcycles. If you have an electric bike, scooter or moped, there are special add-on policies you can buy to cover them.
No. The suspension waiver component in your insurance saves you the trouble of having to surrender your license plates with the department of motor vehicles. This is because most motorcycles are not driven during the winter. This is reflected in lower premiums.
Yes. If you purchased the Motorcycle clothing add-on, your motorcycle jacket is insured. If you would also like to insure the personal belongings you carry with you, such as a laptop or smartphone, against damage due to an accident, then we recommend buying the Personal belongings in vehicle add-on.
No. If it’s just a minor accident, all you need to do is fill out an accident report. However, if it’s not clear who was at fault, it’s always advisable to call the police. If someone is injured, the law requires that you inform the police.
In case of a collision with an animal, you must inform the police or responsible game warden immediately.