CHF 100 discount if you take out insurance by September 30, 2022

Worry-free rides on two wheels Motorcycle insurance

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Motorcycle or motor scooter? Our motorcycle insurance offers you comprehensive protection and a series of attractive options.

Purchase advice: 052 244 86 00

Insurance overview

Liability insurance is mandatory. It covers any damage you may cause to other road users, animals or property while you are driving and protects you against any unsubstantiated claims for damages you may face. Accidental damage insurance is voluntary and covers damage to your motorcycle. The following is an overview of the benefits of AXA motorcycle insurance.

Liability insurance

  • Guaranteed amount CHF 100 million

Partial accidental damage insurance

  • Roadside assistance throughout Switzerland
  • Theft
  • Malicious damage (e.g. deliberately broken off rear-view mirrors)
  • Damage by natural forces (e.g. hail), fire, animal damage
  • Transported belongings (e.g. leather jacket)
  • Extras: Free coverage of up to 10% of the vehicle's list price
Compensation in the event of a total loss

Present value supplement Plus

  • 100 % in the first 2 years (max. purchase price)
  • From year 3, much higher compensation than the standard present value

Comprehensive accidental damage insurance (collision)

  • Damage to your motorcycle that you cause unintentionally

Accident insurance

  • Valid for all motorcycles registered in Switzerland that you drive and not just your own
  • Medical expenses, e.g. private ward in a hospital
  • Death lump sum, in addition to other insurance benefits
  • Disability lump sum, in addition to other insurance benefits

Discounts and suspension waiver

  • Claims-free driving leads to a reduction in your premium until it is just 30%.
  • The suspension waiver allows you to keep your license plates in the winter and benefit from a premium reduction.

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Examples of damage/loss

Theft at the service station

Theft at the service station

After a motorcycle trip, Igor enjoys a break in a service station. On returning to the parking space, he is stunned: The locked storage box has been broken into – and his motorcycle helmet and expensive leather jacket have both been stolen. Fortunately, Igor has taken out motorcycle insurance with AXA.

  1. Statement of costs
  2. Accidental damage
  3. Damage to storage box CHF 250
  4. Theft of motorcycle helmet CHF 359
  5. Theft of leather jacket CHF 899
  6. Grand total damage/loss CHF 1,508
  7. Igor's deductible CHF 0
  8. Compensation by AXA CHF 1,508


Adrian is heading to work one morning in fall. The road is still wet as it has rained in the night. In a bend, he loses control over his motorcycle and falls. AXA motorcycle insurance covers the damage.

  1. Statement of costs
  2. Accidental damage
  3. Towing CHF 350
  4. Damage to the motorcycle CHF 7, 559
  5. Grand total damage/loss CHF 7,909
  6. Adrian's deductible CHF 500
  7. Compensation by AXA CHF 7,409
Collision with a car

Collision with a car

Motorcycle rider Martina violates the right of way at an intersection at the same time as a car is approaching the intersection. Martina can no longer prevent a collision and crashes into the car side-on. AXA motorcycle insurance covers the damage.

  1. Statement of costs
  2. Accidental damage (for Martina's motorcycle)
  3. Towing CHF 350
  4. Total damage to motorcycle CHF 15, 841
  5. Liability claim (for the car)
  6. Towing CHF 350
  7. Damage to the car CHF 7, 899
  8. Grand total damage/loss CHF 24, 440
  9. Martina's deductible CHF 1, 000
  10. Compensation by AXA CHF 23, 440

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