You bought a brand new e-bike, and the motor isn’t working properly after just two months. The bike shop refuses to pay for it to be repaired. Maybe you had to cancel your summer vacation because of an operation, and your travel insurer refuses to cover the cancelation costs. Or the driver and vehicle licensing office is threatening to revoke your license after you ran into the back of someone else’s car.
Road users can often find themselves facing a legal dispute out of the blue. In cases like these, AXA-ARAG insurance coverage gives you peace of mind. You can count on our legal experts to explain your next steps, offer advice, and defend your rights.
Our traffic legal protection insurance is modular. The carefree mobility package contains two modules for all-round traffic legal protection: Mobility & Travel and Health & Personal Insurance.
Find out the kinds of legal questions and disputes concerning vehicles, traffic offenses, and travel contracts we can help you with.
The Mobility & Travel module covers property damage and protects you in the following cases, among others:
The Health & Personal Insurance module covers personal injuries and insures you, for example, in the following situations:
It is definitely worthwhile to take out traffic legal protection insurance for young people. Young people, in particular, are out often – whether it be by car, bike, or public transportation – and like to travel. Traffic legal protection insurance helps, for example, when the purchase of a first car doesn’t go as planned, a flight is canceled, or for a speeding ticket while riding an e-bike.
Andi and his partner Nina have booked themselves a dream vacation in the Maldives, but their connecting flight is canceled, and they miss out on a day’s vacation and a night in a luxury hotel. The tour operator claims it’s the airline’s fault. Only after AXA-ARAG gets involved is the tour operator prepared to pay the couple immediate compensation of CHF 2,200.
Martina loves riding her racing bike, but sadly she’s plagued by bad luck. Her expensive bike has been stolen for the second time. Her insurer is accusing her of fraud and refusing to pay the claim of almost CHF 8,000. It only agrees to pay after AXA-ARAG points out that its interpretation of the law is wrong.
Ruedi runs his own construction business. He’s on the road every day, often hauling construction materials. One day, while driving with his trailer attached, he gets pulled over by the police. They determine that the trailer’s carrying double the permitted load. Ruedi faces a charge of driving with an unsafe trailer. However, the charge is dropped in court, and Ruedi is partially acquitted. After AXA-ARAG intervenes, the driver and vehicle licensing office bans him from driving for one month instead of three. This is a big relief for Ruedi, who can’t work without his driver’s license.