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Our supplementary insurance options for your hospital stay let you choose what is important to you. Do you know what sort of ward you prefer? General, semi-private, or private? Or would you rather decide on a case-by-case basis? With our hospital insurance solutions, that's exactly what you can do. What's more, you are insured throughout Switzerland – and you benefit from many other advantages for inpatient treatment and outpatient procedures.
Would you like contributions towards the stay of an accompanying person (rooming-in) or additional benefits abroad? Is a general ward sufficient for you? Is a low premium more important to you than extra comfort? Then our supplementary insurance “Hospital General Ward” is perfect for you. In addition, the “Hospital General Ward” solution covers the additional costs of a hospital stay outside your canton of residence.
Do you want to be free to choose who treats you and where, throughout Switzerland, during a hospital stay? Would you like us to organize childcare and contribute to the costs if you have to stay in hospital overnight? Do you think it would help your recovery if you were in a semi-private ward? Then our supplementary insurance "Hospital Semi-Private” is perfect for you.
Is a free choice of doctor important to you? Is a single room the only option you’ll consider? Do you want all costs be covered in the event of a medical emergency abroad? Then our "Hospital Private” solution is the right choice.
Do you find the additional benefits of semi-private or private hospital insurance interesting, but you don't see the need for it at the moment? If the case should arise, would you like to be optimally covered? Then our flexible supplementary hospital insurance offers the ideal combination of comfort and attractive premiums.
You can decide which model suits you best from one hospital stay to the next. With our Flex models, the choice is yours.
What’s the simplest way of saving on health insurance premiums? It’s to combine low-cost basic insurance with attractive supplementary insurance options. And our invoice service makes it even simpler.
With supplementary hospital insurance, you can determine who treats you. For non-routine treatment in particular, it’s worth consulting a specialist or the head physician. Supplementary hospital insurance gives you significantly more options. And with full cost coverage.
Basic insurance in Switzerland pays the charges of a listed hospital in your canton of residence.
But there are differences in quality between hospitals in Switzerland, too. And when it comes to our own health or that of a loved one, compromises are not really an issue. Supplementary hospital insurance gives you the opportunity to decide, based on what you want.
General ward means that you are accommodated in a shared room. Depending on the hospital, this means one to three additional people in your room. Also the general ward usually means that you will be treated by an assistant doctor. And that you will have to put up with any waiting times for specialists. The costs of a stay in the general ward are covered by basic insurance.
In a semi-private ward you are accommodated in a room with no more than two beds. But that’s not the only benefit. You enjoy advantages when choosing your specialist or a doctor, and you are given preference for non-urgent procedures or even treated by the senior physician.
A private ward means a single room. You also receive the best medical care, get quick access to specialists, and are even treated by the head physician.
Basic insurance only covers emergency treatment abroad, and outside the EU/EFTA it covers a maximum of twice the amount that would be due in Switzerland. In countries with high treatment costs, such as the United States, this is often not enough.
Supplementary insurance contributes to treatment costs or covers them completely.
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