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Individual product details: benefits overview and contractual provisions.
Would you like contributions towards the stay of an accompanying person (rooming-in) or additional benefits abroad? Is a general ward sufficient for you? Is a low premium more important to you than extra comfort? Then our supplementary insurance “Hospital General Ward” is perfect for you. In addition, the “Hospital General Ward” solution covers the additional costs of a hospital stay outside your canton of residence.
Do you want to be free to choose who treats you and where, throughout Switzerland, during a hospital stay? Would you like us to organize childcare and contribute to the costs if you have to stay in hospital overnight? Do you think it would help your recovery if you were in a semi-private ward? Then our supplementary insurance "Hospital Semi-Private” is perfect for you.
Is a free choice of doctor important to you? Is a single room the only option you’ll consider? Do you want all costs be covered in the event of a medical emergency abroad? Then our "Hospital Private” solution is the right choice.
Do you find the additional benefits of semi-private or private hospital insurance interesting, but you don't see the need for it at the moment? If the case should arise, would you like to be optimally covered? Then our flexible supplementary hospital insurance offers the ideal combination of comfort and attractive premiums.
You can decide which model suits you best from one hospital stay to the next. With our Flex models, the choice is yours.
What’s the simplest way of saving on health insurance premiums? It’s to combine low-cost basic insurance with attractive supplementary insurance options. And our invoice service makes it even simpler.
Free choice of doctor: With supplementary hospital insurance, you can choose who treats you. For complex treatments in particular, you have the option of consulting a specialist or head physician, with full cost coverage.
Free choice of hospital: Basic insurance in Switzerland pays the charges of a listed hospital in your canton of residence. With supplementary hospital insurance, however, you can choose between hospitals in Switzerland based on what you are looking for. This also allows you to benefit from possible differences in quality between hospitals.
For treatment abroad, you can in principle choose any type of hospital ward.
Basic insurance doesn’t allow the free choice of hospital or doctor. Supplementary hospital insurance lets you enjoy the greater comfort of a two-bed or single room with a Semi-Private or Private option.
Flex hospital insurance solutions are further options. These allow you to decide on a case-by-case basis what level of comfort you prefer for your upcoming hospital stay.
You’ll find our product range here (PDF).
Doctors
As a general rule, AXA recognizes all doctors licensed to work in Switzerland and whose names appear in the full official Register of Doctors in Switzerland. The register comprises more than 30,000 entries and is updated every day. Nevertheless, AXA reserves the right to exclude individual doctors without having to provide reasons for its decision.
Therapists
As a general rule, AXA recognizes all therapists and methods of complementary medicine listed in this therapist search.
All our supplementary health insurance solutions – so our supplementary hospital insurance too – are subject to a notice period of three months, to the end of a calendar year. You can choose a one-, two-, or three-year contract.
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