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With us you’re always on the safe side. Protect yourself against a total loss by taking out AXA Replacement vehicle and Purchase Price Guarantee add-on policies.
It’s bad enough that you were in an accident. But now your car has been declared a total loss. From one day to the next, you are left without a car and have to organize a replacement. Who is going to take the kids to soccer practice? How will you get to work and do your grocery shopping? And then there’s the cost of it all: How are you going to afford a new car? AXA’s add-on modules are the best insurance against situations like these.
There are two different kinds: an economic total loss and a technical total loss. If the car is a technical total loss, that generally means it is no longer possible to repair it. An economic total loss is when repairing the vehicle is just not worth it from a financial standpoint. This means the value of the vehicle at the time of the accident is less than what it would cost to repair it.
This mainly depends on the type of insurance you have.
Every year, road accidents due to distractions and inattention result in 1,100 serious injuries and 60 deaths in Switzerland. There are many causes, chief among them being people using their phone while driving. The following tips will help you to focus on getting where you want to go safely.
Distractions are the most common cause of road accidents. But what's regarded as a distraction, and what are the potential legal consequences? Cyril Senn, legal expert and road traffic law specialist at AXA-ARAG, answers these questions and more.
Do you know what to do in the event of a road accident? Many road users are unsure of what to do in an emergency. Our checklist contains all the important steps – in the right order.
Apart from speeding, driving while under the influence of alcohol – also known as a DUI – is the most common reason for violating road traffic laws.
