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Occupational benefits Expat insurance

Do you employ expats? AXA offers tailored pension solutions and financial services to international companies based in Switzerland, the Principality of Liechtenstein, or the EU.

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The right pension solution

Occupational benefits coverage for death and disability is not the same in every country, nor is the retirement age. Employees assigned abroad often need a tailored solution. We support you with our team that specializes in employee benefit solutions. The solutions provided are individually tailored to suit your needs.

Through the Rofenberg Employee Welfare Foundation, Vaduz, AXA is the only insurer to offer occupational benefits cover for assigned employees that is 95% aligned with the Swiss BVG (OPA) solutions. As an alternative international pension solution, AXA Luxembourg offers tailored solutions for multinational companies from Switzerland or the EU. Multinational pooling offers a choice of two insurance network partners to international companies that rely on specialized insurance networks to coordinate their local employee benefits contracts.

Rofenberg Employee Welfare Foundation, Vaduz

AXA is the only insurer to offer occupational benefits cover for assigned employees that is 95% aligned with the Swiss BVG (OPA) solutions.

Since 1976, AXA has used its Rofenberg Employee Welfare Foundation to provide multinational companies and international organizations with solutions characterized by reliable continuity and security without borders for their internationally mobile employees.

Before a foreign deployment, it's necessary to check the labor and social insurance conditions, entitlement to pension benefits, as well as the contribution requirements in each country of deployment.

For internationally mobile employees and their families, relocating from one country to another involves significant changes to their social and cultural circumstances. This makes it all the more important for them to be sure that someone is looking out for them and their dependants. That's why the principle focus is on ongoing financial security in the event of death or disability and in retirement. 

AXA Luxembourg

AXA Luxembourg is our alternative international pension solution. It offers tailored solutions for multinational companies from Switzerland or the EU.

In addition to the Rofenberg solutions, AXA has an extensive offering for multinational companies based in Switzerland and the EU. Tailored risk and/or savings solutions meet the requirements of mobile employees originating from different countries worldwide. These can be offered in various currencies. For inquiries from the Swiss market, our advisors will be happy to assist you.

Multinational pooling: our network partners

International companies often rely on specialized insurance networks to coordinate their local employee benefits contracts. AXA offers multinational pooling with two insurance network partners.

  • MAXIS Global Benefits Network: The MAXIS Global Benefits Network is based on the collaboration between AXA (France) and MetLife (USA). It has been coordinating its activities since 1998 in Paris, New York, and Hong Kong. Partners from over 100 countries belong to MAXIS. To MAXIS
  • International Group Program (IGP): IGP John Hancock was founded in 1967 and today is a division of Manulife. The network is active in almost 70 countries and coordinates its activities from Brussels, Boston, and Singapore. To IGP

Services for AXA occupational benefits customers

Your SME or startup can take advantage of a complete range of services covering administration of occupational benefits as well as employee health and attractive fringe benefits – allowing you to focus on your core business.
  • Swibeco
    Swibeco

    Swibeco lets you offer your staff tax-free fringe benefits and attractive discounts. This can help you recruit the best talents and keep them at your company longer.

    To Swibeco
  • Online OPA contract administration
    Online OPA contract administration

    Our online OPA services make it easy to find all the information you need on occupational benefits and manage your pension fund. You can update details or call up information on your occupational benefits at any time.

    To online OPA contract administration
  • WeCare
    WeCare

    From preventive measures for better employee health to rapid assistance in an emergency: you can rest assured that the wellbeing of your staff is always in good hands with WeCare.

    To WeCare
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