Are you looking for an insurance company that is always there for you? Then look no further: AXA will take care of your case even if you are not at fault for the accident. Which means you don’t have to deal with the other person's insurance company.
Imagine that you’re sitting at a stop light and suddenly there’s a big crash. Another car has rear-ended you. The case is actually clear cut. The person who caused the accident must pay for the damage. But how do you get the money you are owed?
In such situations, you can rely on AXA to take care of everything, even if you don’t have accidental damage with collision coverage. You will save yourself time and energy by not having to deal with the other person’s insurance company. We are the partner you can always rely on to help you in these situations.
While driving through France with your family – suddenly you hear a loud bang. You pull over and try in broken French to explain your problem. It’s not so easy when you don’t know all the right words.
Accidents abroad are annoying, but they can be even more exasperating when complicated by communication issues. As an AXA customer, you don’t have to worry about this. Report the incident to us and we will help you assert your claim with the Swiss representative of the foreign insurer.
AXA provides this service when a vehicle we insure for liability is damaged in a collision with another vehicle for which the other party is fully or partly liable. However, the other vehicle must be registered and be covered by liability insurance.
A signed accident report and/or police report can help determine who’s at fault. All statements made by everyone involved in the accident are reviewed. Finally, fault will be determined based on the applicable Road Traffic Law.
Whoever is at fault must pay. In a classic rear-end accident involving several cars, the driver of the vehicle that rear-ended another vehicle is responsible for paying. Or to be precise, the liability insurance of the person at fault must pay.