Key points at a glance
- Comprehensive protection: This insurance protects your favorite pieces worldwide against theft, loss, damage, or destruction.
- Optimal supplement to household contents: The insurance protection of this supplementary coverage is much higher than that of household contents insurance – in the event of a claim, you receive the full amount.
- Flexible coverage: You can also insure works of art or musical instruments individually.
Optimal protection for art and musical instruments
You insure your musical instruments and art objects with us as part of your valuables insurance. This allows you to benefit from key advantages:
- Global insurance coverage
- Our valuables insurance covers damage in the event of theft, burglary, robbery as well as destruction and loss
- We cover the cost if you or a third person accidentally damages an instrument or art work
- Flexible cover: You can insure precisely the items that are important to you
Frequently asked questions
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Which losses/damage does musical instrument or art insurance (as part of valuables insurance) cover?
Our valuables insurance covers your musical instruments and art works plus accessories against the following risks:
- Theft (burglary and simple theft)
- Robbery
- Loss
- Destruction
- Damage
You can find detailed information in our General Insurance Conditions (GIC) “Valuables”.
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What kind of art is insured?
Our art insurance covers paintings, illustrations, photographs, sculptures, ceramics, porcelain and antiques.
You can take out art insurance for originals, editions, individual pieces or whole collections.
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How is the insurance value of art works or instruments determined?
The insurance value of art works or musical instruments is based on the respective market value. The market value is the replacement value for an item of equal quality.
However, our valuables insurance covers damage to items up to the maximum value listed on the inventory. The insurance value of art works or musical instruments is based on the respective market value. The market value is the replacement value for an item of equal quality.
However, our valuables insurance covers damage to items up to the maximum value listed on the inventory.