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As an add-on module to AXA household contents insurance
Customer service always available in the event of a claim
Laptop is also insured abroad
Key points at a glance
- Covers all daily risks: laptop insurance as a "Smartphones, tablets and consumer electronics" add-on module to household contents insurance from AXA covers any damage such as display and liquid damage.
- Insures the devices of anyone living under the same roof: laptop insurance covers all the devices of any insured person living in your household.
- Also protects your laptop abroad: your Notebook is also insured when you're traveling, either in Switzerland or abroad.
Need help buying insurance? Call us at 052 244 86 12
It's worth insuring your laptop
Whether it's in your favorite café on the corner, on the train to see friends or at home, laptops have become a daily accompaniment and are used everywhere. This means that the devices are also exposed to the risks of day-to-day life: suddenly you accidentally spill your ice-cold cola over the whole keyboard or you end up with a broken display if you drop your laptop.
Replacing the keyboard or having the display repaired often costs several hundred francs. It's even worse if someone steals your laptop. You're just sitting on the train on the way to see friends. The long journey has made you tired, so you inadvertently nod off for a few minutes. When you open your eyes again, you notice immediately that your rucksack, including your Notebook, is gone. You have no other choice than to get a new one.
In this and other cases, it's important to have your laptop insured. Laptop insurance as a "Smartphones, tablets and consumer electronics" add-on module in your household contents insurance protects you against the high cost of repairs, buying a replacement or even theft. Anyone traveling with a laptop in Switzerland but also other parts of the world enjoys worldwide insurance protection with AXA.
If you insure your laptop, the following costs are covered:
- Damage, including damage caused by you: as soon as you have your laptop insured, the cost of display and liquid damage is covered.
- Loss: if you insure your laptop, it's also covered against any type of loss outside your home.
- Theft, including abroad: if your laptop is stolen or damaged abroad, you can claim from your insurance. Theft insurance for your laptop also applies outside of Switzerland, throughout the EU and even in countries outside of Europe.
Claim scenarios
Laptop stuck in the sofa drawer
Tim would like to get his yoga mat out of the sofa drawer. He forgets that he's left his laptop on top of the sofa. When he closes the lid, the open display falls down between the closing mechanism and breaks.
- Breakdown of costs
- New display CHF 150
- Replacement by expert CHF 79
- Total claim CHF 229
- Deductible for Tim CHF 50
- Compensation paid by AXA CHF 179
Notebook is stolen in the café
Anja is in conversation with a nice man in a café. An unknown person takes advantage of her inattention and steals her laptop which is on a chair.
- Breakdown of costs
- New value of laptop CHF 1,148
- Total claim CHF 1,148
- Anja's deductible CHF 100
- Compensation paid by AXA CHF 1,048
Cup of coffee spilled
Nadine has bought a new MacBook Pro M3 and had it insured directly. At home, she accidentally spills a cup of coffee over the keyboard and forgets to disconnect it immediately from the power supply. This results in a short circuit.
- Breakdown of costs
- Total claim for a new Apple MacBook Pro M3 (reimbursement of purchase price) CHF 2,399
- Total claim CHF 2,399
- Nadine's deductible CHF 100
- Compensation paid by AXA CHF 2,299
FAQ about laptop insurance
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How can I protect my laptop against theft?
Even if you've insured your laptop, you should always keep a close eye on it wherever you go. If you're in a café, restaurant or when traveling on the train, put it somewhere where it's always visible to you, such as on a nearby chair.
When you're at home, you can lock your device with a Kensington lock. The lock is attached to the laptop itself and to your desk. The device can only be removed by entering a combination or with a key.
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How can I insure my laptop?
The "Smartphones, tablets and consumer electronics" add-on module" from AXA offers you comprehensive insurance for your Notebook.
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What is the sum insured?
A repair, total loss or theft of your Notebook can quickly mount up to several hundred or even thousand francs. If the claim amount exceeds the sum insured agreed in the insurance policy, you will have to pay the difference yourself. To prevent this scenario occurring, AXA insures you with a minimum sum insured of CHF 1,000. You can increase this by up to CHF 30,000. The deductible is at least CHF 50.
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Does laptop insurance also cover damage incurred abroad?
Yes. AXA laptop insurance covers any damage incurred worldwide that you would also be covered for in Switzerland. This applies to vacations and long-term stays abroad, such as foreign study or work & travel. The only requirement is that you have to be permanently resident in Switzerland.
