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Key points at a glance
- Comprehensive protection with our international health insurance: The Medical treatment costs abroad add-on module can only be purchased in combination with the Personal assistance basic module.
- Get the best medical treatment available in an emergency: Our international health insurance closes costly gaps. The Medical treatment costs abroad add-on module provides coverage for the expenses that your health or accident insurance will not pay for. Even in countries where medical services are expensive.
- Travel carefree: With a personalized offer from AXA travel insurance, you’ll enjoy seamless comprehensive protection perfectly suited to your needs.
Why should I have international health insurance when I travel?
Here’s one scenario: You’re hiking in Yosemite National Park in the US and suddenly you trip over a root, twist your ankle and end up in the hospital. In Switzerland, your health or accident insurance would fully cover this type of accident. But outside of Switzerland, mandatory basic health insurance covers no more than twice what it would cost in Switzerland.
In other words, without international health insurance, you’re stuck paying for transportation and treatment costs amounting to several thousand francs – and this is just for a minor injury.
Comprehensive coverage for healthcare costs abroad
Our travel insurance is based on modules which lets you create your own travel insurance policy. The Medical treatment costs abroad add-on module perfectly complements the Personal assistance basic module. It covers medical costs anywhere in the world that your mandatory health insurance and accident insurance don’t. Even in countries such as the US, Australia and Japan where medical treatment costs are very high.
Please note: The combined protection of Personal assistance and Medical treatment costs abroad replaces the previous AXA international health insurance myTravel.
Information
Outside of Switzerland, basic health insurance pays at most twice the amount that similar treatment would cost in Switzerland.
What does the Medical treatment costs abroad add-on module from AXA travel insurance cover?
The Medical treatment costs abroad add-on module covers emergency, scientifically recognized and appropriate outpatient and inpatient treatment outside of Switzerland.
Expensive medical treatments in Japan
Imagine that while you are traveling through Japan, you badly injure your knee on a hike. You are admitted to the local hospital, and the operation and inpatient treatment far exceed the costs covered by your basic health insurance.
- Our Medical treatment costs abroad add-on module pays the difference between what the same recognized treatment would cost in Switzerland so that you aren’t stuck paying thousands of francs.
- We make sure that you get back on your feet as soon as possible without worrying about how to pay for it all.
Unexpectedly sick in Australia
Here’s another example: As you’re traveling through Australia, you suddenly contract a severe stomach infection in Perth. The medical bills mount up for your treatments, examinations, medications and overnight stays at the local hospital – and your basic health insurance will only cover part of it.
- Our Medical treatment costs abroad add-on module will step in to reimburse you for these additional costs. This means you don’t have to cut your vacation short. You can take time to recover and then continue your vacation and enjoy yourself.
Learn more about our travel insurance basic modules
Why international health insurance is essential
Basically, everyone living in Switzerland should have international health insurance – regardless of whether it’s for just a single trip abroad or regular vacations. Especially in countries where medical expenses are high, such as the US, Canada and Australia, even minor medical emergencies can set you back quite a bit of money. This is because mandatory basic health insurance only pays for a limited amount. If you don’t buy extra coverage, you’ll have to pay this difference yourself. By taking out international health insurance, you can avoid these risks. Combining the Medical treatment costs abroad add-on module from Intertours travel insurance with AXA’s Personal assistance basic module will give you comprehensive coverage.
Tips & topics
Avoid getting sick while traveling
Nausea, diarrhea, a cold? From the best preventive healthcare to hygiene to quick treatments – learn how you can prevent common health problems while traveling.
Packing list for the perfect vacation
Whether you’re hitting the beach, touring a city or going camping, our packing list helps you remember all the important things so you can relax and enjoy your vacation.
What should I pack in my first-aid kit?
Whether it’s motion sickness, an upset stomach or a minor injury, a well-equipped first-aid kit for your travels will keep you healthy while on vacation.
