All-risk solution with flexible coverage

Individually tailored to your needs

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Key points at a glance

Exclusive, worldwide coverage concept: tailorMade offers extended coverage amounts and additional legal security.
Innovative all-round protection: This unique supplementary coverage insures buildings in Switzerland and abroad, valuable household contents, jewelry, wristwatches, and art and collection items.
Flexible and modular: tailorMade Home can be adjusted to meet the needs of discerning private clients.

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Insurance solutions for wealthy customers

tailorMade Home is the exclusive all-risk coverage for valuable assets: Buildings, household contents, jewelry, watches, and art and collectors’ items. The individual coverage modules can be chosen freely so that tailorMade Home can be tailored to the individual requirements of discerning private customers.

tailorMade Home is suitable for an insured sum for household contents in Switzerland of at least CHF 400,000. Household contents also include jewelry and watches, as well as art and other collectors’ items. The household contents may be distributed among several locations in Switzerland.

The special features of tailorMade Home

Modular structure: You can tailor the coverage modules and cost blocks to your individual requirements.
Excellent claims service: AXA offers a personal and reliable claims service encompassing not only professional advice on prevention, but rather also first-class, straightforward claims handling. You can notify us of claims quickly and easily, with a simple written notification. Wherever possible, small claims, in particular, are settled swiftly and conveniently by means of a no-fuss payment.
Art expertise: As an experienced art insurer committed to many different areas and partner to international art fairs, we combine a deep understanding of the art market with cutting-edge insurance knowledge. Our art experts within AXA will be on hand should you have any questions regarding how best to protect your collection.

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Factsheet – Versicherungslösungen für vermögende Privatkunden [.pdf , 883KB]

The advantages at a glance

tailorMade Home can be tailored to your individual requirements:

All-risk coverage for buildings, household contents, jewelry, watches, art and collectors’ items, including terrorism-related risks
General waiver of underinsurance (exception: risks due to natural forces)
Worldwide off-premises coverage up to 18 months
Luggage up to a total insured sum for household contents
Coverage for all new purchases from the time of purchase and increases in value of up to 30% of the corresponding insured sum (contingent insurance)
Blanket coverage for all glass on buildings and furniture
Standard storage and worldwide wearer's risk for jewelry and watches
Accident coverage for pets
Free movement between different locations

Free choice of coverage

Earthquake insurance
Bicycle and e-bike assistance
Tradesperson service
Safe and safe deposit box contents held at banks
Loss of rental income

Comprehensive assumption of costs

Damage to surroundings, including outdoor pools
Garden planting
Clearing and disposal costs
Living expenses
Costs of changing locks as well as for emergency doors and glazing

Broken wine bottles

As you are carrying the wine you just bought into the basement, a crate with six bottles falls on the floor. All of the bottles break.

Breakdown of costs
Cost for the replacement of the wine CHF 2,500
Cleaning costs CHF 200
Total damage CHF 2,700
Deductible CHF 500
Compensation paid by AXA CHF 2,200

Accident with building damage

A driver hits your garage and adjacent garden fence while driving in reverse and then leaves unnoticed. The collision causes damage to the building. The plants in the garden and household contents in the garage are also damaged.

Breakdown of costs
Repairs to the garage and building CHF 10,500
Replacement of household contents and garden plants CHF 5,500
Total damage CHF 16,000
Deductible CHF 500
Compensation paid by AXA CHF 15,500

Damage to art due to fire

A fire in the kitchen leaves soot in the entire house. As a result, all of the works of art must be carefully restored. The furnishings are also damaged.

Breakdown of costs
Restoration and reduced value of the art CHF 120,000
Cleaning or replacement of household contents CHF 80,000
Additional living expenses CHF 10,000
Clearing and disposal costs CHF 10,000
Total damage CHF 220,000
Deductible CHF 500
Compensation paid by AXA CHF 219,500

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Tailored coverage for wealthy customers Luxury insurance: tailorMade Home

Key points at a glance