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Key points at a glance
- Exclusive, worldwide coverage concept: tailorMade offers extended coverage amounts and additional legal security.
- Innovative all-round protection: This unique supplementary coverage insures buildings in Switzerland and abroad, valuable household contents, jewelry, wristwatches, and art and collection items.
- Flexible and modular: tailorMade Home can be adjusted to meet the needs of discerning private clients.
Insurance solutions for wealthy customers
tailorMade Home is the exclusive all-risk coverage for valuable assets: Buildings, household contents, jewelry, watches, and art and collectors’ items. The individual coverage modules can be chosen freely so that tailorMade Home can be tailored to the individual requirements of discerning private customers.
tailorMade Home is suitable for an insured sum for household contents in Switzerland of at least CHF 400,000. Household contents also include jewelry and watches, as well as art and other collectors’ items. The household contents may be distributed among several locations in Switzerland.
The special features of tailorMade Home
- Modular structure: You can tailor the coverage modules and cost blocks to your individual requirements.
- Excellent claims service: AXA offers a personal and reliable claims service encompassing not only professional advice on prevention, but rather also first-class, straightforward claims handling. You can notify us of claims quickly and easily, with a simple written notification. Wherever possible, small claims, in particular, are settled swiftly and conveniently by means of a no-fuss payment.
- Art expertise: As an experienced art insurer committed to many different areas and partner to international art fairs, we combine a deep understanding of the art market with cutting-edge insurance knowledge. Our art experts within AXA will be on hand should you have any questions regarding how best to protect your collection.
Examples of damage/loss
Broken wine bottles
As you are carrying the wine you just bought into the basement, a crate with six bottles falls on the floor. All of the bottles break.
- Breakdown of costs
- Cost for the replacement of the wine CHF 2,500
- Cleaning costs CHF 200
- Total damage CHF 2,700
- Deductible CHF 500
- Compensation paid by AXA CHF 2,200
Accident with building damage
A driver hits your garage and adjacent garden fence while driving in reverse and then leaves unnoticed. The collision causes damage to the building. The plants in the garden and household contents in the garage are also damaged.
- Breakdown of costs
- Repairs to the garage and building CHF 10,500
- Replacement of household contents and garden plants CHF 5,500
- Total damage CHF 16,000
- Deductible CHF 500
- Compensation paid by AXA CHF 15,500
Damage to art due to fire
A fire in the kitchen leaves soot in the entire house. As a result, all of the works of art must be carefully restored. The furnishings are also damaged.
- Breakdown of costs
- Restoration and reduced value of the art CHF 120,000
- Cleaning or replacement of household contents CHF 80,000
- Additional living expenses CHF 10,000
- Clearing and disposal costs CHF 10,000
- Total damage CHF 220,000
- Deductible CHF 500
- Compensation paid by AXA CHF 219,500
