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A man in blue ski pants and an orange jacket is snowboarding behind a child in a yellow ski suit on skis. Behind them, the sky is blue with a few clouds.
Key points at a glance
  • Comprehensive protection: Protect your skis and snowboards against theft, damage, and improper handling with the additional module “Bikes, e-bikes, and sports equipment”.
  • Get help quick if something goes wrong: In the event of theft or damage, you will receive a quick refund or replacement.
  • Flexible options: Customize your insurance coverage – even for other sports equipment.

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Why ski or snowboard insurance makes sense

Winter sports are one of the most popular leisure activities in Switzerland. However, this winter hobby also involves considerable costs. Equipment for skis and snowboards is rarely cheap. This makes loss or damage all the more serious.  Unfortunately, however, this cannot always be prevented. Your equipment can be stolen or damaged on the slopes. For these reasons, comprehensive insurance coverage is worthwhile. With AXA’s “Bicycles, e-bikes, and sports equipment” supplementary module in your household contents insurance , you can insure your skis or snowboards and enjoy your time on the slopes worry-free.

What the insurance covers

Protection against theft:  Thieves often target expensive ski and snowboard equipment, especially in busy ski resorts where the equipment is sometimes left unattended outside the mountain restaurant. Theft can not only ruin a day on the slopes, but also result in considerable financial losses.  Ski insurance against theft  or snowboard insurance offers the necessary protection here. It covers the costs if your equipment is stolen and ensures that you receive a replacement quickly.

Accidents and damage: Winter sports inevitably involve the risk of accidents. A fall or collision can lead not only to injury, but also to considerable damage to your equipment. A broken ski or damaged snowboard is annoying, especially if the equipment is customized. With  ski insurance , you are covered against such damage. It covers the cost of repairs or replacement of damaged equipment, so you don’t have to worry about the financial consequences of an accident.

Claim scenario for ski and snowboard insurance

Skis are gone!

Skis are gone!

A few weeks after Christmas, Marc tests his new skis on the slopes. But after lunch at a mountain restaurant, he is shocked to discover that his new skis have been stolen.

  1. Breakdown of costs
  2. New downhill skis CHF 899
  3. Marc’s deductible CHF 200
  4. Compensation paid by AXA CHF 699

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Frequently asked questions

  • Ski insurance – what does AXA cover?

    AXA’s sports equipment insurance offers comprehensive protection for your ski and snowboard equipment. The risks covered include:

    • Theft: Reimbursement of the replacement value of your equipment in the event of theft.
    • Damage: Reimbursement of costs for repairs or replacement of damaged equipment, for example due to accidents on the slopes or during transportation.
  • Can I also use my insurance abroad?

    Yes, AXA ski insurance can also be used abroad. If you are skiing or snowboarding in another country, AXA provides worldwide insurance coverage.

  • What should I do if my ski equipment is stolen?

    If your ski equipment has been stolen, you should take the following steps:

    1. Report the theft: Report the theft to the local police immediately and obtain a written theft report.
    2. Inform the insurance company: Report the theft to your insurance company as soon as possible, ideally within 48 hours of the incident. Submit the theft report and other necessary documents to AXA. AXA will check the claim.

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