Key points at a glance
- Cost contributions: In the outpatient segment, the supplementary insurance contributes to the costs of eyeglasses and contact lenses, gym memberships, and complementary medicine.
- Flexible choice of ward: With inpatient hospital benefits, you can choose between general, semi-private, and private coverage.
- Additional supplementary insurance options: We offer you additional protection for your teeth, for when you are traveling, or for financial protection in the case of hospital stays, invalidity, or death.
Individual product details: benefits overview and contractual provisions.
Switching service for basic insurance
Very few people take the opportunity to switch their mandatory basic insurance each year, even though they can save money by doing so. This is because it takes time and effort to compare prices, ask for quotations and terminate coverage.
Because we're aware of what a hassle this can be, we will take care of it for you if you are insured under our supplemental health insurance. Every autumn, our customers can use the health insurance comparison to find out which provider has the most affordable basic insurance for them. In addition to health insurance, you can also explore the differences among the various plans and deductibles. If you decide to switch, we will take care of it as part of our health insurance fund switching service. This way, you will save on premiums every year – automatically.
Additional supplementary insurance options
Hospital Indemnity
- Covers consequential costs for acute-care hospital stays of three or more nights.
- Complements supplementary hospital insurance.
Dental Insurance
- For dental treatment, dental correction of misaligned teeth for adults, dental hygiene, and bleaching.
Capital insurance
- Covers the financial consequences of disability or death due to an accident or illness.
- Pays a predefined amount (from CHF 0 up to CHF 300 000) in accordance with the Supplementary Insurance Conditions.
- As of the time the person turns 56, the disability coverage in the event of illness amounts to max. CHF 100 000. The insurance coverage ends once the person turns 60.
FAQ on supplementary insurance
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What is the difference between basic health insurance and supplementary health insurance?
- Every resident of Switzerland must take out basic health insurance cover. The insurance providers are obligated to accept all applicants, regardless of their age or state of health, and to provide the same benefits to everyone. Get an overview of health insurance in Switzerland with our health insurance guide.
- Supplementary health insurance is concluded on a voluntary basis and covers gaps in basic insurance. As a rule, supplementary insurance products provide both outpatient and inpatient services. Unlike with basic insurance, insurers offering supplementary insurance are not obligated to accept every applicant.
Specific terms and conditions apply to newborns. You can find out about these in the article “Supplementary insurance for children”.
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What does supplementary health insurance cover?
Supplementary health insurance products close many gaps in basic insurance, for example, with financial contributions toward glasses and contact lenses, gym memberships, or complementary medicine.
An additional advantage is that, whereas basic health insurance does not allow you a free choice of hospital or doctor, with supplementary hospital insurance you can tailor your hospital benefits to suit your needs.
For details of the benefits offered by AXA supplementary insurance solutions, please see our benefits overview.
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What specific costs does AXA cover?
AXA covers the following costs
- Gym memberships, courses, and sports club memberships
- Glasses and contact lenses
- Complementary medicine: Recognized therapists
You will find all further details in our benefits overview.
Recognized benefits of our supplementary insurance options
From promoting good health, to sport and complementary medicine, not forgetting spas and convalescence centers: supplementary insurance from AXA supports a number of different benefits and methods on all aspects of healthcare.
Details on the individual products can be found here: benefits overview and contractual provisions.
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