Our legal protection modules at a glance

A carefree day-to-day life

The Home & Everyday module helps you with the following:

• Tenancy law disputes with your landlord or landlady, e.g. if your apartment is scheduled for renovation and you want to contest the termination of your contract.
• Objections to your immediate neighbors’ construction projects, e.g. if you want to object to your neighbor’s plan for an extension that would block your view.
• Disputes with your neighbors, e.g. if a neighbor’s hedge is too high and makes it harder for you to drive out of your garage.
• Legal disputes with domestic staff in your capacity as employer, e.g. if you want to fire your home help because she’s always late.
• Legal disputes with insurers, e.g. if your personal liability insurer refuses to cover damage to a parquet floor.
• Disputes arising from written loan, credit, and gifting agreements, e.g. if a friend you lent money to under a legally binding agreement refuses to pay back the loan.
• Legal disputes in connection with violations of your legal personality rights, e.g. if someone you know has mentioned you by name in his blog and insulted you personally.
• Disputes in connection with copyright violations, e.g. if you receive a claim for thousands of francs in compensation because your son has been regularly streaming music.

You need to take out the Health & Personal Insurance module of our personal legal protection insurance to cover disputes in connection with illnesses and accident-related injuries.

Supplementary coverage for landlords and landladies: we help you with legal questions and disputes under tenancy law, for instance if your tenant offers your apartment on Airbnb without asking you first. Perhaps your tenant has bought a dog, even though her contract expressly forbids pets. We’ll be happy to provide detailed information on this product. Request advice now. 

 Carefree well-being 

Private individuals are often reluctant to take on hospitals, insurers or pension funds for fear of running up huge bills for expert opinions, lawyers, and court costs. We offer you peace of mind by helping you defend your rights in these situations.

The Health & Personal Insurance module covers the following cases, among others:

• Disputes relating to congenital defects
• Reduction or cancelation of insurance benefits
•  Compensation claims under the Victim Support Act
• Disputes with hospitals and doctors over treatment
• Disputes with Swiss child and adult protection agencies (KESBs)

Carefree family life

Does your child need dental braces, but your ex-husband isn’t willing to share the cost? Do you want to separate from your partner but can’t agree who gets to stay in the flat? Disputes relating to family law are the most common kind in Switzerland, and they often end up in court – which can work out very expensive.

The Partnership & Family module insures you for the following cases, among others:

• Disputes with Swiss child and adult protection agencies (KESBs)
• Disputes with Swiss school authorities
• Separation in cases of cohabitation, registered partnership or marriage under Swiss law
• Disputes in connection with Swiss inheritance law
• Contractual disputes with babysitters or daycare centers