After returning from shopping, you can see it a mile off: a dent in the driver’s door of your parked car. But no sign at all of the culprit. Without parking damage insurance, you would be left to pay for the repairs yourself.
After returning from shopping, you can see it a mile off: a dent in the driver’s door of your parked car. But no sign at all of the culprit. And no note left on your car, let alone any witnesses in sight. It’s a classic case of parking damage: damage caused to your parked car by an unknown vehicle or culprit. Whether it’s scratched paintwork, a dented panel, or some other damage, without parking damage insurance you would be left to pay for the repairs yourself.
Ideally, the person who caused the damage will wait for you to return to your car. But, unfortunately, that is all too seldom the case. You usually won’t know who’s responsible – and who ought to pay – for the damage to your parked car. This is where AXA’s parking damage insurance steps in. On request, you can include it in your comprehensive accidental damage insurance cover.
AXA lets you determine the scope of cover yourself. You can choose between Parking Damage insurance and Parking Damage Plus.
You can insure your new or used car against parking damage. When you take out the insurance, your car must not be more than four years old.