Pension

Returning to work after maternity leave: Tips for mothers

Share on Facebook Share on Twitter Share on LinkedIn Share on Xing Share by email

The first child entails huge changes to every aspect of life. As a mother, you have to reinvent yourself in some respects. Returning to work after maternity or parenting leave is a major step for many mothers. Prepare thoroughly – and in advance.

The pregnancy was no walk in the park. Neither was the birth. But now the baby is here, and everything is ... DIFFERENT! Becoming a mother turns a woman’s life upside down like no other experience, and in many different ways. They are busy like never before, the weeks and months of parenting leave fly by, and the first day back to work is fast approaching. Sometimes it’s not easy as a mother to keep a clear mind. That’s why it’s good to reflect on and discuss the most important issues already during pregnancy. The subject of retirement provision often gets forgotten: Are you still adequately covered in your new phase of life?

Old job, new reality

The highest heights and the lowest lows – suddenly they are so incredibly close together. And no, it’s not only because of the hormones! Regardless of the biochemical processes that take place in a woman’s body, it is a huge change to suddenly be responsible for a small, helpless being around the clock. Just as you start to process these changes, maternity or parenting leave comes to an end. Returning to work is a challenge for many women. The job is more or less the same. Only you as a new mom are not. Maybe you have asked yourself: “Do I even fit in the team anymore?” 

Don’t worry, that is completely normal. Give yourself time to adjust and to find your niche in your new day-to-day working life. Think about what could help. Would you be happier in a new role? With other responsibilities? Be aware of your needs and communicate openly. Know that you still make a valuable contribution and don’t talk yourself down. 

Advance your career after having kids

Having children can pose a risk to your career – but it doesn’t have to! The opposite can also be true: Caring for children can offer the perfect chance to gain or expand skills. For example, mothers are often especially good at planning, improvising, and successfully managing crises. Soft skills that are vital in the family – and absolutely advantageous for your career. Smart managers will appreciate your personal development. Who knows: Maybe you can even negotiate a salary increase.

 

  • Teaser Image
    Breastfeeding at the workplace

    According to Swiss Labor Law, mothers have the right to breastfeed or pump during paid work hours until their baby’s first birthday. You can find all the relevant information at

    Breastfeeding Promotion Switzerland

Returning to work: When should I return to work?

By law in Switzerland, employees have 14 weeks (98 days) of paid maternity leave. Some employers grant their women employees more paid leave. In some cases, you can also take overtime, vacation, or unpaid leave after your paid maternity leave ends. Review your options – and if nothing of the sort is provided for, then ask. Discuss the time of your return to work with your employer early on. Arrange a meeting a number of weeks after giving birth to confirm or adjust your plan. Quite a few new mothers realize during their maternity leave that they would prefer to stay home longer. Your employer may be flexible in this regard.

Part-time work: What workload should I have after maternity leave?

In general, your employer is not obligated to fulfill your wish for fewer work hours. If you don’t do anything, then your current employment contract will remain unchanged. Talk to your employer as soon as you have announced your pregnancy. In most cases, you can find a good solution. Maybe job sharing? Consider unconventional arrangements, for example spreading your work hours across several days or concentrating the hours on fewer days. Can you choose when to work? Maybe it would be easier for you to start and end work early. Or you could work more from home and save the commute time. 

 

Tips for fathers

  • Paternity leave: By law in Switzerland, fathers are entitled to at least two weeks’ paid paternity leave. These can be taken within the first six months after the birth of the child – either all at the same time or by the day. Are you also planning to take vacation or unpaid leave? Discuss your plans with your employer early on.
  • Adjusting your workload: If you want to reduce your work hours, be confident in making your request. Explain the reasons. Given the current shortage of qualified staff, you are in a good position.
  • Paternal duties: Sleepless nights, an exhausted partner, countless appointments ... in your new life you may not always be in the best shape, you are no longer as flexible, and you may not be able or willing to work as much overtime as before. Talk openly about your challenges, but indicate at the same time your understanding for the company’s position. This way it is usually possible to find a good compromise.

 

Career break: How do I find the right job? 

Did you quit your old job to be at home with the children and now have a longer period of parental leave behind you? In this case, returning to work can be even more complicated. Is your former employer interested in having you back? Would it be better to look for a new job closer to home? Or are you considering changing careers? It’s not always easy to find interesting part-time roles on the job market. Ask around and have a look at job search portals such as mamiexpress.ch or directly on the websites of the companies you would like to work for. 

Grandma, daycare, nanny: How should I organize childcare?

Parents: It’s best to think about how you and your partner want to share family responsibilities already during pregnancy. Are you a housewife and mother through and through who wants to take an extended break from work? Does your partner want to care for the children on some days? Which of the two of you are happier in their career, and who earns more? 

Relatives: Are there others besides you as the parents who would like to contribute to taking care of your children? Some grandparents jump at the opportunity to look after their grandchildren, while others don’t want any fixed obligations. Consider factors such as resilience and the health of the babysitter. Who will step in to care for the children when grandma is sick? What about vacation? If you rely exclusively on private care solutions, you should not underestimate the coordination effort involved. 

Daycare: If it is clear that your child will attend daycare, then you should make the necessary arrangements immediately. Many daycare centers are full and have waiting lists. Before you decide on a certain facility, check whether your employer makes financial contributions to the cost of external daycare. Some companies have agreements with certain businesses and subsidize only those.

Other alternatives: As an alternative, a day family (Tagesfamilie) or nanny could be the perfect solution for you. If you have more than one child, it can be worthwhile to have a nanny care for the children in your home. This way, you won’t have the stress of bringing and picking up your children and you will probably enjoy greater flexibility. Unlike daycares, nannies also take care of children when they are ill. On the other hand, it can be complicated if the nanny is absent unexpectedly. Do you have a backup for short-notice bottlenecks? 

 

How do I find a good work-life balance?

This question raises a weary smile in many a tired mother. After all, this phrase simply doesn’t fit with the reality of parenting: Life is work and work is life, and there is no chance of cleanly separating one from the other. Children are the greatest source of both love and stress. At the same time. They are both pure quality of life and hard work. A better question would be: 

How does a mother stay healthy in the long term? 

They exist at least on Instagram – deeply relaxed, picture-perfect mothers, who juggle a thousand details for their baby and toddler in day-to-day life without breaking into a sweat. They also love their part-time job, go out to lunch with their colleagues, and are full of vigor on the weekend for shopping and excursions with the family. (Oh yeah, and of course not a hair is out of place either.) If you belong to this breed, please skip the following section. All other mothers, please read on and stay healthy! 

  1. Look closely: Far too many mothers take care of their health only when it has slowly but surely become critical. But precisely BECAUSE you are so important for your family, you can’t afford to do this. Your own wellbeing – physical, emotional, psychological – impacts your family more than anything else. (Of course this also applies to fathers!) Take more time to reflect: How am I doing? What are my needs?
  2. Self-care: You already take care of everyone else. Take the time to look after yourself! It is no use to anyone if you wear yourself out and run out of steam. Maybe it (still) seems unnecessary, but plan quality time for yourself that will do you good anyway. Exercise, music, reading, a break in the outdoors, time with friends, mindfulness exercises ... anything. The main thing is that it makes you feel good. Relaxation is vital in the long term. You are definitely not the exception here.
  3. Let go: Breaks don’t happen on their own, and no one will force you to take one. You must choose to take them. You need help to do so. That’s not just OK, it’s good: Other loved ones benefit in addition to your children when you delegate and let go. Life doesn’t always have to go according to your plan. Things can also be done differently. And what is better than hugging your child after a well-deserved break?

Budget: How will we manage financially? 

Family income: Consider carefully how much money you will need in the future to make ends meet. If you don’t have a household budget, now is a good time to start. We have compiled a series of tips on how to keep a handle on costs as a family. 

Child allowances: As soon as your baby is born, your employer, or that of your partner, will inform the compensation fund. As of that time, you will receive a child allowance with your monthly salary. It is at least CHF 200 per child and month (maybe more depending on the canton). 

External childcare: Make sure that you do not pay extra if your children go to external childcare. This can easily happen if your child’s daycare spot is not subsidized and you have a job that pays a below-average salary.

  • Teaser Image
    How much does a child cost?

    Children cost more than you think – in two ways: On the one hand, you have more expenses, and on the other, less income, which is often the bigger problem.

    Read blog post

Mother, housewife, part-time job: What about my retirement provision?

Retirement provision – a dry subject, but one that you definitely should not neglect. As someone who takes on a lot of the care responsibility, you are automatically at a disadvantage when it comes to occupational benefits. In the case of part-time work, a pension gap arises in pillar 2 since the insured salary is much lower than with a full-time job. If you take an extended period of time off work because of having children, then no contributions will be made to your pension fund during that time. These contribution gaps lead to significantly lower pensions after retirement. An ideal supplement to occupational benefits insurance is private pension provision. By making voluntary payments into pillar 3a or 3b, you build up capital for retirement and save on taxes. If you invest in a 3a provision plan, your money will be invested profitably and you also have the option of hedging against risks.

You should also check whether your are protected against unforeseen circumstances: What would happen if you could not work for a longer period of time due to illness or an accident? Is the family income still secure? And what about childcare? Especially for families with a small budget, it could be a good idea to take out occupational disability insurance. And anyone who is responsible for children should also consider term life insurance.

Associated articles

AXA & You

Contact Report a claim Broker Job vacancies myAXA Login Customer reviews Garage portal myAXA FAQ

AXA worldwide

AXA worldwide

Stay in touch

DE FR IT EN Terms of use Data protection / Cookie Policy © {YEAR} AXA Insurance Ltd.

We use cookies and analysis tools to improve your user experience, to personalize advertising by AXA and our advertising partner companies, and to provide social media functions. Unfortunately you cannot change your cookie settings via our Cookie Preference Center if you use Internet Explorer 11. If you would like to change your settings, please use an up-to-date browser. By using our website with this browser, you consent to the use of cookies. Data protection / Cookie Policy