Would you like to be able to count on your usual income, even in the event of occupational disability? If you can no longer work for a certain period of time or permanently, you will receive regular payments in addition to other pension benefits
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Those who are not affiliated to a pension fund are at particular risk of pension gaps upon occupational disability, i.e. students, the self-employed or stay-at-home mothers or fathers. But even those who have made early withdrawals from occupational pension to fund home ownership can also be affected by income gaps.
You have the option of deducting the paid annual premium in accordance with the legal limit from your taxable income. This way you reduce your annual tax burden.
No. But you have the option of taking out term life insurance as supplementary insurance for the occupational disability pension.
The waiting period is the period between the commencement of occupational disability until the first pension payment is disbursed. You can choose between a three, six, twelve or 24-month waiting period.