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With the switching service from AXA you can choose your new basic insurance with just a few clicks. We take care of terminating your existing cover and carrying out the switch for you. That way you’ll save an average of CHF 515 per year.
Would you like to terminate your basic insurance and switch to a cheaper provider? The service we offer when you take out AXA supplementary insurance makes switching your basic insurance child’s play.
All basic insurance in Switzerland offers the same benefits. So compare the premiums for the models that suit you.
Choose the basic insurance that suits you best. Whether it’s the cheapest, the most customer-friendly, or the most local.
Yes, that’s right – you didn’t misread that. From this point on, you can just sit back and relax. We terminate and switch your basic insurance for you.
We compare, you choose, we take care of the switch. Quickly, simply, and without any fuss.
Health insurance is compulsory for persons residing in Switzerland. The scope of the benefits provided is regulated by law. Insured persons pay a monthly premium for basic health insurance that is calculated based on their age, the region in which they live, and their choice of insurance model.
The benefits offered under compulsory health insurance are prescribed by law, which means they are the same no matter who you are insured with. The main differences relate to premiums and how long insurers take to reimburse you for your healthcare costs.
Health insurance providers also offer various models, which differ in their terms and conditions. Regularly keeping up to date on these points and looking into switching can help you save money each year.
If you make use of AXA’s switching service, every year – starting from scratch – we will find the most cost-efficient basic health insurance offers that match your needs. And another good part? We handle termination of your current insurance for you and also take care of the switch.
Under the standard model (also called the traditional model), you are free to choose any doctor you like, but you pay the highest premium. This model is offered with the same benefits under all compulsory basic health insurance policies.
General practitioner model
As the name suggests, under the general practitioner model you first have to contact your general practitioner. Exceptions to this rule are gynecological preventive examinations, eye doctor checkups, and emergencies.
This is the model most frequently chosen by insured persons in Switzerland.
HMO model
An HMO practice consists of physicians, specialists, general practitioners, and therapists who provide medical treatment. Those insured under this model have to contact their HMO practice first, but benefit from lower premiums.
Telmed model
Under the Telmed model, your first point of contact is the telephone consultation hotline of your statutory health insurance provider. If necessary, they will refer you to a doctor’s office or a hospital.
