Life without a smartphone, e-banking or online shopping? This would be unimaginable today, as a large part of our private and professional lives now takes place online. But with digitization, the risks lurking on the internet are also increasing – from fake shops to identity theft and cyberbullying.
If you become a victim of cybercrime as a private individual, then in the most harmless case, it means a great deal of hassle, but in the worst case, massive costs and psychological stress.
Our private cyber insurance protects you and your family against the risks of the online world and against financial loss.
Our insurance comprises four modules, each of which can be taken out on its own.
Choose between the following modules:
AXA’s personal cyber insurance doesn’t just insure you against losses, it also offers prevention services. AXA customers benefit from our cooperation with Silenccio, an innovative Swiss start-up offering an online service that identifies and filters out negative posts and hateful comments on social media and reports them to you.
On request, Silenccio can intervene, send the offending poster a warning, and act immediately to have what they have written deleted. In the event of a lawsuit for defamation or violation of legal personality rights, AXA-ARAG covers your lawyer’s fees and court costs.
Silenccio also monitors e-mails and phishing scams and offers a browser extension for shopping sites.
No, there’s no qualifying period.
Yes, claims relating to online banking are covered.
Minors can be prosecuted under the Juvenile Criminal Law Act from the age of 10. They can also face criminal charges.