Combined insurance for household contents and liability

Household insurance

AXA's household insurance combines household contents and personal liability insurance and ensures that you have comprehensive coverage if the worst happens.

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Get up to CHF 200 discount

Get up to CHF 200 premium discount

Benefit from a one-time CHF 50 discount if you combine a new household insurance policy with one of the following supplementary insurances: consumer electronics, sports equipment, medical aids or hire cars & carsharing. If you choose all four modules, you'll save as much as CHF 200 in your first year.

All-round protection and discounted premium

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    Consumer electronics

    Your smartphone falls onto the floor, breaking the display. This supplementary coverage protects all the consumer electronics in your household against damage, loss and theft away from home.

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    Sports equipment

    Theft away from home, a fall, or vandalism: This supplementary coverage ensures that your sports equipment is also fully protected away from home. From bicycles to e-bikes, and from skis to golf equipment.

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    Hire cars & carsharing

    The supplementary coverage is ideal for anyone who doesn't own a car and is a frequent user of hire cars or carsharing: It offers protection against high deductibles and avoids expensive additions when you hire a car.

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    Pet damage

    Has your cat scratched the parquet floor? Has your rabbit chewed a cable and caused a short circuit? This insurance covers damage to rented apartments caused by pets.

The benefits of AXA's household contents insurance

  • Your entire household contents are insured at new-for-old value against damage caused by fire, water, burglary and theft from your car as well as  damage from natural forces such as storms and high water.
  • Theft away from home is covered worldwide.
  • Important objects such as cellphones, bicycles or jewelry can be insured additionally against damage and loss by yourself or third parties.
  • If you lose your keys, the costly key service is included.
  • The tradesmen emergency service  takes care of emergencies around the house such as defective heating.
  • Restoration of damaged data and virus removal by an expert.

What does AXA's personal liability insurance cover?

  • Damage to other people and their property – for example as a tenant, as a bicycle, e-bike or motorbike rider, or as an animal keeper
  • Damage while flying drones or model aircraft
  • Damage from self-employment (up to max. CHF 12,000 annual earnings)
  • Damage to third-party vehicles 
  • Damage to hired or carsharing vehicles
  • Damage caused by your pets to your rented apartment – including excessive wear and tear

Purchase advice: 0800 800 501

Since we had never made a claim on our household contents insurance, the entire claims amount was paid - with no deductible. We were both delighted and positively surprised! Thanks a lot. David R.
Thank you for the rapid and efficient processing of our claim. I can further recommend you with good conscience. Walter Z.
One of our bicycles was stolen. And even though it wasn't the newest model, AXA paid us the new-for-old price, less the deductible. We weren't expecting that. Processing our claim required just one phone call and one email - and the money was credited to our account. Very friendly and professional handling of our claim! Thank you. Sylvia E.

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