Combined insurance for household contents and liability

Household insurance

AXA's household insurance combines household contents and personal liability insurance and ensures that you have comprehensive coverage if the worst happens.

Calculate the premium now

Get up to CHF 200 discount

Get up to CHF 200 premium discount

Benefit from a one-time CHF 50 discount if you combine a new household insurance policy with one of the following supplementary insurances: consumer electronics, sports equipment, medical aids or hire cars & carsharing. If you choose all four modules, you'll save as much as CHF 200 in your first year.

All-round protection and discounted premium

  • Teaser Image
    Consumer electronics

    Your smartphone falls onto the floor, breaking the display. This supplementary coverage protects all the consumer electronics in your household against damage, loss and theft away from home.

  • Teaser Image
    Sports equipment

    Theft away from home, a fall, or vandalism: This supplementary coverage ensures that your sports equipment is also fully protected away from home. From bicycles to e-bikes, and from skis to golf equipment.

  • Teaser Image
    Hire cars & carsharing

    The supplementary coverage is ideal for anyone who doesn't own a car and is a frequent user of hire cars or carsharing: It offers protection against high deductibles and avoids expensive additions when you hire a car.

  • Teaser Image
    Pet damage

    Has your cat scratched the parquet floor? Has your rabbit chewed a cable and caused a short circuit? This insurance covers damage to rented apartments caused by pets.

The benefits of AXA's household contents insurance

  • Your entire household contents are insured at new-for-old value against damage caused by fire, water, burglary and theft from your car as well as  damage from natural forces such as storms and high water.
  • Theft away from home is covered worldwide.
  • Important objects such as cellphones, bicycles or jewelry can be insured additionally against damage and loss by yourself or third parties.
  • If you lose your keys, the costly key service is included.
  • The tradesmen emergency service  takes care of emergencies around the house such as defective heating.
  • Restoration of damaged data and virus removal by an expert.

What does AXA's personal liability insurance cover?

  • Damage to other people and their property – for example as a tenant, as a bicycle, e-bike or motorbike rider, or as an animal keeper
  • Damage while flying drones or model aircraft
  • Damage from self-employment (up to max. CHF 12,000 annual earnings)
  • Damage to third-party vehicles 
  • Damage to hired or carsharing vehicles
  • Damage caused by your pets to your rented apartment – including excessive wear and tear

Purchase advice: 0800 800 501

Since we had never made a claim on our household contents insurance, the entire claims amount was paid - with no deductible. We were both delighted and positively surprised! Thanks a lot.

David R.

Thank you for the rapid and efficient processing of our claim. I can further recommend you with good conscience.

Walter Z.

One of our bicycles was stolen. And even though it wasn't the newest model, AXA paid us the new-for-old price, less the deductible. We weren't expecting that. Processing our claim required just one phone call and one email - and the money was credited to our account. Very friendly and professional handling of our claim! Thank you.

Sylvia E.

We use cookies and analysis tools to improve the user friendliness of the Internet website and personalise the advertising of AXA and advertising partners. More details: Data protection