What are the advantages of Group Invest?
- Attractive average interest thanks to a solid coverage ratio
- Above-average conversion rates:
- Men, retirement age 65: mandatory 6.8%, extra-mandatory 5.5%
- Women, retirement age 64: mandatory 6.8%, extra-mandatory 5.365%
- Flexible and needs-based design of pension plans
- Full delegation of investment responsibility and administration
- Full coverage of the risks of disability and death by AXA Life
- Free online services
Pooled investments with optimized earnings and risk
The pension assets of all affiliated companies are invested and managed on the basis of a uniform investment strategy by the collective foundation, together with Credit Suisse and AXA. Based on positive developments in the financial markets, a performance-oriented investment concept generates long-term returns that exceed the statutory minimum interest rate.
The Board of Trustees of the collective foundation sets the interest rate for the retirement assets in accordance with the interest model. This is based on the expected coverage ratio at the end of the year. The savings contributions and interest determine how the retirement assets develop.
