Coverage of the pension needs of employees with a high income is inadequate under a standard BVG solution. Given their high salaries, gaps in coverage often arise in risk benefits as well as in retirement provision. This can be avoided with the supplementary solutions from AXA.
Alongside solutions for mandatory occupational benefits insurance, AXA – with Top Invest – also offers solutions that cover only benefits to which the provisions of mandatory occupational benefits do not apply. These form the individual supplement to basic provision for selected groups of employees.
The Pillar 2 legislation allows the insured with a high income a greater level of self-determination. Starting from a set salary amount, they can determine the investment strategy for their pension assets themselves. This opens up opportunities for higher interest and creates tax savings.
Flex Invest, the 1e-pension solution, is an offer from AXA in cooperation with Liberty Vorsorge AG.