Tailored supplementary provision Top Invest

Ideal complement to existing basic occupational benefits coverage
Opportunity to benefit from higher returns
Transparency and ability to plan thanks to interest model
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Key points at a glance
  • Flexible supplementary provision: Top Invest offers customized solutions for companies.
  • Management pensions: The pension solution is the ideal complement to basic occupational benefits coverage for a select group of individuals.
  • Attractive interest rates: Top Invest offers exclusively extra-mandatory solutions; there is no cross-subsidization from the basic occupational benefits segment. This opens up the opportunity for higher returns for insured members.
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Interest on retirement assets

  • Average interest rate 2019 to 2024
    Extra-mandatory benefits: 3.78 %
  • Interest rate 2024
    Extra-mandatory benefits: 3.0 %

What is Top Invest?

Top Invest is the offering from the AXA Foundation for Supplementary Benefits in the area of extra-mandatory pension insurance. It is geared to all companies looking to provide members of staff with occupational benefits coverage that goes beyond basic mandatory coverage. The Foundation has an excellent structure in terms of finances, age, and risk, which allows it to offer the prospects of attractive returns and higher retirement benefits.

Alongside solutions for mandatory occupational benefits insurance, AXA – with Top Invest – also offers pension solutions that cover exclusively occupational benefits beyond the statutory minimum, making these solutions the ideal complement to Pillar 2 for select groups of employees. 

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What are the advantages of Top Invest?

  • Individual pension plan design
  • The Board of Trustees sets the investment strategy
  • All returns on investments flow back to the collective foundation
  • No cross-subsidization of Pillar 2 minimum benefits and opportunities for higher interest
  • Attractive risk and cost tariffs
  • Transparent and generationally appropriate interest and pension participation model

The AXA Foundation for Supplementary Benefits

The AXA Foundation for Supplementary Benefits, Winterthur, was established on May 23, 1969. Its purpose is to manage the occupational old-age, survivors’, and disability benefits insurance of its affiliated companies and it is regarded as a specialist in the extra-mandatory segment of occupational benefits cover.

  • More information on the Foundation
    More information on the Foundation

    Find out everything you need to know about the history, organization, and vision of the AXA Foundation for Supplementary Benefits.

    To the Foundation area
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All pension solutions at a glance

Whether start-up, SME, or big company: AXA offers a range of pension solutions that provide the right fit for the needs of your company and your employees.

An overview of our pension solutions