EasyInvest helps you plan for life after you retire. Invest the money and retirement savings you have at your disposal now to build up a regular stream of income for when you retire. EasyInvest lets you take advantage of a customizable investment strategy, professional asset management and all the flexibility you want for setting up your payout plan. Safeguard a source of regular additional income for yourself with the payout plan EasyInvest.
The payout plan EasyInvest is exactly what a modern payout plan should be: an uncomplicated portfolio individually tailored to your needs that is professionally managed and offers flexible planning options. The plan is a special investment service provided free of charge by EasyInvest discretionary management. EasyInvest lets you invest like a pro and puts your money to work for you. It couldn’t be easier.
In order to better protect investors, Switzerland passed the Financial Services Act (FinSA) in January 2020. Below you will find related information about the duties of conduct, implementation and organization required of AXA Insurance Ltd.
No. Everything you need to know will be explained to you in simple and straightforward terms either by your advisor or in the customer portal. We will clearly explain the risks, opportunities and costs of your personal solution.
AXA financial experts will take care of the demanding tasks, such as selecting, monitoring and exchanging investment funds or executing market transactions.
The only thing we need your help with is determining your risk profile, which we will use to propose an investment strategy for you. You can – but do not have to – change your strategy at any time. You have a choice: You can either 1.) just sit back and invest based on the personal investment suggestions made by AXA; or 2.) make your own changes to the asset classes (e.g. how much money you would like to invest in stocks); or even 3.) make adjustments within the asset classes (e.g. how much to invest in stocks of Swiss companies).
EasyInvest can be adapted to accommodate your personal financial circumstances and requirements: You can make deposits and withdrawals and make changes to your investment strategy at any time. There is no cancellation period.
Your investment is subject to the usual risks of the capital markets. We aim to reduce this risk through broad diversification and by carefully selecting investment funds and a suitable strategy.
There’s no need to worry about AXA or the custody bank going bankrupt because we do not hold your securities assets or cash savings. They are held by Bank CIC as separate assets or are insured under deposit insurance.
Your money will be invested in an efficient mix of ETFs, index funds and actively managed funds: In established markets we invest in affordable ETFs and index funds. In markets with more challenging structures, we enlist the expert knowledge of qualified fund managers to unlock additional performance opportunities.
EasyInvest combines the advantages of traditional asset management by banks, for example, with purely digital asset management.
EasyInvest gives you the advantages of traditional asset management, such as personal advice and the financial expertise of an established and proven asset manager, combined with attractive fund conditions that would otherwise only be available to institutional investors.
And you can even start with smaller amounts by using the customer portal (on your own or with the help of your retirement advisor) to invest your funds in asset management. When you do this, you still retain a great deal of flexibility and are able to view your portfolio and make changes any time you like.
EasyInvest lets you enjoy the advantages of a professionally managed portfolio with a minimum of just CHF 7,500.
You pay an investment fee of 1.25% of the investment to invest your money and a flat fee of 0.80% of your balance per year, which includes the entire suite of services.
Thanks to special fund conditions, you can purchase funds at prices that are normally reserved for large investors such as pension funds: If you choose a balanced strategy, the average fund charges amount to approximately 0.40% of your invested assets per year. Investors with a conventional securities custody account (without EasyInvest) pay more than 0.80% per year for the same portfolio.
Do you have any questions about investing or would you like a no obligation financial or retirement planning consultation? Our experts are there for you.