EasyInvest discretionary management is exactly what modern portfolio management should be: an investment portfolio that is specifically tailored to your needs, professionally managed, easy to use and gives you flexible access to your assets. EasyInvest lets you invest like a pro and puts your money to work for you. It couldn’t be easier.
Sign up in the myAXA pensions portal
Determine your risk profile and investment mix
Verify your identity and sign the contract
Would you like to help manage your investment risk? Then customize the parts of your investment portfolio you want to control. Would you rather not have to bother keeping up with the stock markets? Then take advantage of AXA’s extensive investing expertise. EasyInvest gives you both of these options.
Use investment management from EasyInvest to stagger the money you pay in and keep building up your assets over time.
Investment management allows you to stagger your deposits over a period of, say, six months so you don’t have to invest everything at once. Doing this reduces your risk of pooling your investment at an inopportune moment.
No. Everything you need to know will be explained to you in plain language either by your retirement advisor or in the customer portal. We will clearly explain the risks, opportunities and costs of your personal solution.
AXA financial experts will take care of the more complex tasks, such as selecting, monitoring and reallocating investment funds or executing market transactions.
The only thing we need your help with is determining your risk profile, which we will use to propose an investment strategy for you. You can – but do not have to – change your strategy at any time. You have a choice: You can either 1.) just sit back and invest based on the personal investment suggestions made by AXA; or 2.) make your own changes to the various asset classes (e.g. how much you would like to invest in stocks); or even 3.) make adjustments within the individual asset classes (e.g. how much you would like to invest in stocks of Swiss companies).
EasyInvest can be adapted to accommodate your personal financial circumstances and requirements: You can make deposits and withdrawals and make changes to your investment strategy at any time. There is no cancellation period.
Your investment is subject to the usual risks of the capital markets. We aim to reduce these risks through broad diversification and by carefully selecting investment funds and a suitable strategy.
There’s no need to worry about AXA or the custody bank going bankrupt because we do not hold your securities assets or cash savings. They are held by Bank CIC as separate assets or are insured under deposit insurance.
Your money will be invested in an efficient mix of ETFs, index funds and actively managed funds: In established markets, we invest in affordable ETFs and index funds. In markets with more challenging structures, we enlist the expert knowledge of qualified fund managers to unlock additional performance opportunities.
EasyInvest combines the advantages of traditional discretionary management by banks, for example, with purely digital discretionary management.
EasyInvest gives you the advantages of traditional discretionary management, such as personal advice and the financial expertise of an established and proven asset manager, combined with attractive fund conditions that would otherwise only be available to institutional investors.
It also gives you the opportunity to start investing with smaller amounts through the easy-to-use customer portal (on your own or with the help of your retirement advisor). When you do this, you retain a great deal of flexibility and are able to view your portfolio and make changes any time you like.
EasyInvest lets you enjoy the advantages of a professionally managed portfolio with a minimum of just CHF 7,500.
You pay an investment fee of 1.25% of the investment amount to invest your money and a flat fee of 0.80% of your balance per year, which includes the entire suite of services.
Thanks to special fund conditions, you can purchase funds at prices that are normally reserved for large investors such as pension funds: If you choose a balanced strategy, the average fund charges amount to approximately 0.40% of your invested assets per year. Investors with a conventional securities custody account (without EasyInvest) pay more than 0.80% per year for the same portfolio.
In order to better protect investors, Switzerland passed the Financial Services Act (FinSA) in January 2020. Below you will find related information about the duties of conduct, implementation and organization required of AXA Insurance Ltd.
Please note that the information and documents published on this website constitute advertising under Art. 68 of the Swiss Financial Services Act (FinSA) and are provided for information purposes only.
Do you have any questions about investing or would you like a no obligation financial or retirement planning consultation? Our experts are there for you.