The simple and flexible way to invest EasyInvest discretionary management

Personal investment strategy
Invest like the pros
High degree of flexibility and straightforward pricing
Key points at a glance
  • Professional and flexible discretionary management: With EasyInvest, you benefit from professional management of your assets, an investment portfolio specifically tailored to your needs and maximum flexibility for deposits and payments.
  • Invest like the pros: With EasyInvest, all you need is just CHF 7,500 to benefit from the same conditions as institutional investors and from low investment costs.
  • Independently or together: Manage your assets independently online or receive step-by-step support from our pension experts.

Investing made easy

EasyInvest discretionary management is exactly what modern portfolio management should be: an investment portfolio that is specifically tailored to your needs, professionally managed, easy to use and gives you flexible access to your assets. EasyInvest lets you invest like a pro and puts your money to work for you. It couldn’t be easier.

Your advantages with EasyInvest

  • Individual investment portfolio: With EasyInvest, you invest existing funds and retirement savings to profitable effect and secure regular additional income for your retirement.
  • Make changes anytime and from anywhere: You can make adjustments to your investment strategy at your discretion and convenience. Your contract does not have a fixed term.
  • Attractive conditions and straightforward pricing: From as little as CHF 7,500, you can take advantage of low investment costs and enjoy the same conditions as institutional investors.
  • 24/7 online services: Our customer portal lets you check on and adjust your investments whenever you want.
  • Attractive services for depositing and withdrawing your assets:  Take advantage of investment management for staggered deposits or the EasyInvest payout plan if you would like to have your funds paid out regularly to supplement your income.

EasyInvest lets you invest just like AXA does:

  • Guaranteed affordable fund costs, optimized performance and good investment management – selection of affordable ETFs and superior investment funds from top-notch firms
  • Investment funds selected, monitored and reallocated by AXA finance experts
  • We take care of all the supporting services, such as selecting, monitoring and reallocating investment instruments, processing market orders and preparing your tax statement correctly.
  • Talk to your retirement advisor any time about the opportunities, risks and options for your investment strategy.

Here’s how EasyInvest works

The basics explained in 90 seconds:

EasyInvest in 3 steps

  • 1

    Sign up in the myAXA pensions portal

  • 2

    Determine your risk profile and investment mix

  • 3

    Verify your identity and sign the contract

myAXA customer portal

Set up your EasyInvest investment profile now to get secure online access to your investment account any time you want. 

Go directly to myAXA | Information about our customer portal

Investment options

Would you like to help manage your investment risk? Then customize the parts of your investment portfolio you want to control. Would you rather not have to bother keeping up with the stock markets? Then take advantage of AXA’s extensive investing expertise. EasyInvest gives you both of these options.

Simply choose the investment strategy that's right for you:

  • Personal investment strategy: We will suggest an investment mix that suits your personal risk profile and return expectations.
  • Efficient mix of ETFs, index funds and actively managed funds: In established markets, we invest in affordable ETFs and index funds. In markets with more challenging structures, we enlist the expert knowledge of qualified fund managers to unlock additional performance opportunities.
  • Investment management services provided by AXA pension funds: Same asset allocation and selection of investment vehicles used by pension funds
  • Flexible investment strategy: Update your investment strategy at any time.
  • Minimizing risks through staggering: You decide at what intervals you want to stagger your investments  – we automatically implement your choice, optimized for your needs.

Investing your assets – what you need to know

Use investment management from EasyInvest to stagger the money you pay in and keep building up your assets over time.

Investment management

Investment management allows you to stagger your deposits over a period of, say, six months so you don’t have to invest everything at once. Doing this reduces your risk of pooling your investment at an inopportune moment.

Frequently asked questions

  • Do I need special knowledge or experience to sign up for EasyInvest?

    No. Everything you need to know will be explained to you in plain language either by your retirement advisor or in the customer portal. We will clearly explain the risks, opportunities and costs of your personal solution.

    AXA financial experts will take care of the more complex tasks, such as selecting, monitoring and reallocating investment funds or executing market transactions.

    The only thing we need your help with is determining your risk profile, which we will use to propose an investment strategy for you. You can – but do not have to – change your strategy at any time. You have a choice: You can either 1.) just sit back and invest based on the personal investment suggestions made by AXA; or 2.) make your own changes to the various asset classes (e.g. how much you would like to invest in stocks); or even 3.) make adjustments within the individual asset classes (e.g. how much you would like to invest in stocks of Swiss companies).

  • How much flexibility do I have with EasyInvest and how easy is it to withdraw my money?

    EasyInvest can be adapted to accommodate your personal financial circumstances and requirements: You can make deposits and withdrawals and make changes to your investment strategy at any time. There is no cancellation period. 

  • How safe is the money I invest?

    Your investment is subject to the usual risks of the capital markets. We aim to reduce these risks through broad diversification and by carefully selecting investment funds and a suitable strategy.

    There’s no need to worry about AXA or the custody bank going bankrupt because we do not hold your securities assets or cash savings. They are held by Bank CIC as separate assets or are insured under deposit insurance.

    • Your securities assets are held at Bank CIC as separate assets. In the hypothetical case of bankruptcy, the funds will not be included in the bankruptcy assets of the account-holding bank, but will remain your property.
    • Your cash savings (which normally make up just 3% of the amount invested) are insured under deposit insurance for up to the first CHF 100,000.
    • If AXA files bankruptcy, your investment will remain at Bank CIC until you give the instruction to close your account and custody account or transfer the discretionary management mandate to another asset manager. 
  • Two funds are replaced in May 2024. What does that mean exactly?

    As an asset manager, we continually monitor the investment universe available to us in order to ensure that we offer our customers the best possible investment opportunities. With this in mind, we are replacing two funds in May 2024. The two new funds both employ exclusion criteria for critical sectors such as coal, tobacco, and controversial weapons. They also exclude companies that violate the principles of the UN Global Compact (e.g. on human rights). We expect these changes to result in slightly higher returns over the long term. 

    Specifically, the following are to be replaced:  

    European equities  

    • Current fund: Vanguard FTSE Developed Europe UCITS ETF – TER*: 0.10%; SFDR** classification: Article 6 
    • New fund: iShares MSCI Europe ESG Screened ETF – TER*: 0.12%; SFDR** classification: Article 8 

    US equities 

    • Current fund: iShares Core S&P 500 UCITS ETF USD (Dist) – TER*: 0.07%; SFDR** classification: Article 6 
    • New fund: Vanguard ESG North America All Cap ETF – TER*: 0.12%; SFDR** classification: Article 8 

    These changes will result in a one-time stamp duty charge of 0.15% on each fund sale and purchase.  


    * The total expense ratio (TER) expresses a fund's annual costs as a percentage of its total assets. 

    ** The EU's Sustainable Finance Disclosure Regulation (SFDR) governs sustainability-related disclosures in the financial services sector and provides a means of classifying investments. 

  • How does AXA invest my money?

    Your money will be invested in an efficient mix of ETFs, index funds and actively managed funds: In established markets, we invest in affordable ETFs and index funds. In markets with more challenging structures, we enlist the expert knowledge of qualified fund managers to unlock additional performance opportunities.

  • How is EasyInvest better than what the competitors offer?

    EasyInvest combines the advantages of traditional discretionary management by banks, for example, with purely digital discretionary management.

    EasyInvest gives you the advantages of traditional discretionary management, such as personal advice and the financial expertise of an established and proven asset manager, combined with attractive fund conditions that would otherwise only be available to institutional investors.

    It also gives you the opportunity to start investing with smaller amounts through the easy-to-use customer portal (on your own or with the help of your retirement advisor). When you do this, you retain a great deal of flexibility and are able to view your portfolio and make changes any time you like. 

  • How much do I need for the initial investment?

    EasyInvest lets you enjoy the advantages of a professionally managed portfolio with a minimum of just CHF 7,500.

  • What are the fees for EasyInvest?

    You pay an investment fee of 1.25% of the investment amount to invest your money and a flat fee of 0.80% of your balance per year, which includes the entire suite of services.

    Thanks to special fund conditions, you can purchase funds at prices that are normally reserved for large investors such as pension funds: If you choose a balanced strategy, the average fund charges amount to approximately 0.40% of your invested assets per year. Investors with a conventional securities custody account (without EasyInvest) pay more than 0.80% per year for the same portfolio.

Legal & Documents

In order to better protect investors, Switzerland passed the Financial Services Act (FinSA) in January 2020. Below you will find related information about the duties of conduct, implementation and organization required of AXA Insurance Ltd.

Please note that the information and documents published on this website constitute advertising under Art. 68 of the Swiss Financial Services Act (FinSA) and are provided for information purposes only.

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