Discretionary management EasyInvest is exactly what a modern portfolio management should be: a tailored and straightforward portfolio that is professionally managed and offers flexible withdrawal options. EasyInvest lets you invest like the pros and makes your money work for you. It couldn’t be easier.
Would you like to help manage the risk of your investment? Then customize just the parts of your investment portfolio that you want. Would you rather not have to bother keeping up with what's going on in the stock markets? Then take advantage of AXA’s extensive investing expertise. EasyInvest gives you both of these options.
Use investment management to stagger your deposits or for the EasyInvest payout plan if you would like to boost your retirement income.
Investment management allows you to stagger your deposits over a period of, say, six months so you don’t have to invest everything at once. Doing this reduces your risk of pooling your investment at an inopportune moment.
The EasyInvest payout plan lets you invest your money and at the same time automatically withdraw a portion of your investment as a regular supplement to your income. No special knowledge necessary to invest at attractive conditions and with maximum flexibility.
In order to better protect investors, Switzerland passed the Financial Services Act (FinSA) in January 2020. Below you will find related information about the duties of conduct, implementation and organization required of AXA Insurance Ltd.
No. Everything you need to know will be clearly and simply explained to you either by your retirement advisor or in the customer portal. We will clearly explain the risks, opportunities and costs of your personal solution.
AXA financial experts will take care of the demanding tasks, such as selecting, monitoring and exchanging investment funds or executing market transactions.
The only thing we need your help with is determining your risk profile, which we will use to propose an investment strategy for you. You can – but do not have to – change your strategy at any time. You have a choice: You can either 1.) just sit back and invest based on the personal investment suggestions made by AXA; or 2.) make your own changes to the asset classes (e.g. how much money you would like to invest in stocks); or even 3.) make adjustments within the asset classes (e.g. how much to invest in stocks of Swiss companies).
EasyInvest can be adapted to accommodate your personal financial circumstances and requirements: You can make deposits and withdrawals and make changes to your investment strategy at any time. There is no cancellation period.
Your investment is subject to the usual risks of the capital markets. We aim to reduce these risks through broad diversification and by carefully selecting investment funds and a suitable strategy.
There’s no need to worry about AXA or the custody bank going bankrupt because we do not hold your securities assets or cash savings. They are held by Bank CIC as separate assets or are insured under deposit insurance.
Your money will be invested in an efficient mix of ETFs, index funds and actively managed funds: In established markets, we invest in affordable ETFs and index funds. In markets with more challenging structures, we enlist the expert knowledge of qualified fund managers to unlock additional performance opportunities.
EasyInvest combines the advantages of traditional asset management by banks, for example, with purely digital asset management.
EasyInvest gives you the advantages of traditional asset management, such as personal advice and the financial expertise of an established and proven asset manager, combined with attractive fund conditions that would otherwise only be available to institutional investors.
And you can even start with smaller amounts by using the customer portal (on your own or with the help of your retirement advisor) to invest your funds in asset management. When you do this, you still retain a great deal of flexibility and are able to view your portfolio and make changes any time you like.
EasyInvest lets you enjoy the advantages of a professionally managed portfolio with a minimum of just CHF 7,500.
You pay an investment fee of 1.25% of the investment to invest your money and a flat fee of 0.80% of your balance per year, which includes the entire suite of services.
Thanks to special fund conditions, you can purchase funds at prices that are normally reserved for large investors such as pension funds: If you choose a balanced strategy, the average fund charges amount to approximately 0.40% of your invested assets per year. Investors with a conventional securities custody account (without EasyInvest) pay more than 0.80% per year for the same portfolio.
Should I take all the money out of my pension fund, or is it better to receive a pension than get paid a lump sum? The most important facts and tips to help you decide can be downloaded here.
Save with shares and protect your standard of living in retirement
According to AXA’s retirement monitor, the Swiss are in favor of the retirement reform because voluntary savings are the most popular way to save for the future.
Do you have any questions about investing or would you like a no obligation financial or retirement planning consultation? Our experts are there for you.