Client Invest is the pension solution that allows you to choose your own investment strategy. It is ideal for medium-sized and large enterprises that value being able to individually choose how their pension assets are invested.
This semi-autonomous solution allows companies to maintain responsibility for their occupational benefits: They enjoy ideal conditions for an independent pension and investment concept, and receive professional advice.
What are the advantages of Client Invest?
Semi-autonomous pension model
The risk benefits of death and disability are guaranteed by AXA. However, the affiliated occupational benefits fund does bear the investment risk for the retirement assets of insured persons and also decides on the use of the additional returns.
Individual investment strategy
The strategy analysis forms the basis for the asset management of a pension solution. The occupational benefits fund commission (OBFC) of the company defines the investment strategy, taking into account risk capacity, risk tolerance, and target return. The companies are supported in these key processes and decisions by Credit Suisse or another asset manager of their choice.
The Columna Collective Foundation Client Invest, Winterthur, was established on March 20, 1974. Its purpose is to manage the occupational old-age, survivors’ and disability benefits insurance of its affiliated companies. As well as providing mandatory occupational benefits insurance, it also offers pension plans that exceed the minimum requirements of the law.
Management of investments
Protection of pension benefits
Administration and management
The Board of Trustees of the Columna Collective Foundation Client Invest is composed of the following members:
AXA's collective foundations stand out due to the considerable flexibility of their structures. Find out more about the other collective foundations available from AXA.