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Unexpected claims from your employees, problems with the landlord of your commercial properties or trouble because of permits – legal cases such as these regularly come up in the course of ordinary business and often end up in court. With AXA-ARAG by your side, you can fight for your rights without worrying about whether you can still stay in business.
As is well known, being in the right gives no guarantee you’ll win your case. In our video, we explain why your company also needs legal protection insurance:
If your competitor performs acts of unfair competition or a customer doesn’t pay your invoice, you will often need legal counsel to be able to defend your own legal interests. But even if you just suddenly can’t see your way out of a situation – for example, if a former employee unexpectedly claims overtime – good legal advice can quickly prove very expensive. Unless, of course, you have legal protection: with the right insurance not only will the costs of legal disputes be more manageable – but in the event of a court case, the experienced attorneys of AXA-ARAG will also take a lot of work and trouble off your hands.
Trouble with customers, questions about tenancy law, trouble with your web domain: it can happen quickly – and you are involved in a legal dispute that threatens the existence of your small business. In this case, we will make sure that you get your rights quickly.
Up to an annual revenue of CHF 800,000, the total package from AXA-ARAG offers you comprehensive legal certainty in all relevant areas of law.
We support you with legal questions and in creating work references – even if you haven’t taken out legal protection insurance for your company.
Do you have a legal question, but no legal protection insurance for your company? No problem. Our legal experts can advise you over the phone on the next steps to take.
Problems with customers, questions about tenancy law, trouble with a web domain: AXA-ARAG provides an uncomplicated and comprehensive legal protection package for companies that is specially tailored to the needs of self-employed persons, start-ups, and small businesses.
Problems with customers, questions about tenancy law, trouble with a web domain: having a small company doesn’t mean you can’t have legal trouble that could soon threaten its continued existence. If the AHV payroll amount is below CHF 200,000 and your annual sales below CHF 500,000 , you can benefit with AXA-ARAG from an insurance solution that ensures you are on the safe side in all major legal areas.
No, as a rule, business matters are not covered by personal legal protection. However, the Work module of our legal protection insurance for private individuals offers protection for a secondary occupation on a self-employed basis up to annual revenues of CHF 36,000.
That said, commercial legal protection is also worthwhile for small companies. If your AHV payroll amount is below CHF 200,000 and your annual sales don’t exceed CHF 500,000, you can benefit from a special all-inclusive solution from AXA-ARAG. As an alternative, you can also choose legal advice only when needed – with the individual and unbureaucratic MyRight legal advice over the phone and the MyRight legal tips regarding frequently asked questions.
The premium amount of your legal protection insurance is based on several factors: annual sales, payroll amount, and operating activity. To ensure no coverage gaps occur, you must regularly report updated figures to us.
You as the policyholder and all companies and subsidiaries named in the policy. Partners, owners, trustees and members of executive boards and boards of directors (including associations), members of committees composed of communal executives as well as other members of authorities and administration employees are also insured. There is also legal protection for employees, voluntary helpers, volunteer workers, temporary personnel, and members of the insured organizations.
No, we don’t impose a waiting period. With our legal protection insurance for companies, you’re covered from day one.
No, ongoing cases cannot be insured. Legal protection insurance for companies or small businesses is taken out on a preventive basis. A legal case is covered if the triggering event and need for legal protection occur – and the case is reported – during the insurance term.
Opt for our one-time legal phone consultation for companies for CHF 99 on MyRight. Our legal experts will be happy to advise you over the phone on the next steps to take.
No, commercial legal protection is not mandatory, but it is highly recommended. With a company, unexpected conflicts can often occur, e.g. if a neighbor officially objects to the conversion of your office building, an insurance company refuses to pay indemnity, or you have trouble with the authorities in connection with a permit.
Problems with neighbors, insurance companies, or the authorities: anyone can find themselves facing a legal dispute, often out of the blue – and costs can quickly mount up. AXA-ARAG commercial legal protection helps you to assert and defend your rights without having to worry about the cost.
It’s great that you have personal liability insurance. It protects you in cases where you’re at fault, e.g. if you have caused damage to another vehicle. However, if someone else has damaged your car, and you want to claim compensation, that’s when you need legal protection insurance. Liability and legal protection insurance complement each other perfectly and offer all-round coverage.
Contact us as soon as you need legal support.
Online:
Reporting a case online couldn’t be simpler, and you can do it 24/7.
Go to the form
By phone:
AXAjur – report your case directly to our legal experts: 0848 11 11 00 (Mon. – Fri., 8 a.m. to 6 p.m.)
By mail:
AXA-ARAG Legal Protection
Affolternstrasse 42
P.O. Box 6944
8050 Zurich
Yes, you’ll find a large selection of free templates and documents on a wide range of topics as well as a reference generator at MyRight Business. You can also opt for a one-time phone consultation and pay for it conveniently online.
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