Scope of coverage of builder's risk insurance

• Damage due to construction accidents
• Advance payment in the event of damage to prevent construction delay
• Acts of vandalism
• Damage from spray painting and graffiti
• Theft of property that has already been installed
• Burglary of loose materials
• Damage from fire and natural forces
• Cleanup and disposal costs for insured damage
• Costs of locating the damage
• Demolition and reconstruction costs

Optional extended coverage

In a package or as single modules

• Scaffolding, excavation supports, sheet piling and formwork, temporary works, site accommodation, hoardings, and barriers
• Construction substrate and soil mass
• Existing buildings, property at risk, and movables
• Construction equipment and tools
• Drilling for geothermal heat probes
• Cost of experts
• Damage from spray painting and graffiti
• Scratches on surfaces
• Damage from delayed or interrupted construction work
• Additional costs incurred from damage
• Earthquake