Our pension solutions Professional Invest Suisse Romande

Your advantages as a company

• Custom-tailored pension solutions: Design your pension plan to meet the needs of your company and your employees. The desire for customized pension solutions rises as employees earn more. For example, you could introduce pension plans for managerial staff to provide cover for salary amounts that exceed the maximum level of BVG/LPP (OPA) contributions.
• A unique starting point: The Foundation's pension obligations have been low since it became semi-autonomous at the start of 2019. Consequently, insureds benefit from the far lower redistribution of assets towards retirees, resulting in a higher return on their retirement assets. 
• Higher pension benefits: The semi-autonomous status of the AXA LPP Foundation Suisse Romande allows greater freedom in defining the investment strategy, which creates opportunities for higher returns and thus higher interest on retirement assets for you and your employees, while keeping the overall costs low.
• Best-in-class approach: The best-in-class approach means that your retirement assets are invested and managed independently with no conflicts of interest. We always select the best asset managers and investment style for each asset class.
• Less administrative effort: Online administration of occupational pension contracts means that you always have direct access to forms. You can also view data on contracts and insureds and submit amended data conveniently with just a few mouse clicks. 
• Local contact: Our pension advisors are on hand to help you and your employees throughout Switzerland. 
• Healthy and motivated employees: The attractive fringe benefits offered by Swibeco and AXA's Health services make you an even more attractive employer for both the employees you have now and those you will have in the future.

Advantages for your employees

• Up to 20% more retirement assets: The semi-autonomous status of the AXA LPP Foundation Suisse Romande allows greater freedom in defining the investment strategy, which greatly increases the prospects of attractive rates of interest.
• Higher pension benefits: The interest effect, combined with above-average conversion rates, results in far higher retirement benefits.
• Complete freedom to choose how benefits are paid: Insureds determine when they retire – at the standard retirement age, early retirement, deferred or phased retirement – and choose whether to receive benefits as regular pension payments, a lump sum, or a mixture of the two.
• Attractive fringe benefits:  Swibeco offers your employees rewards programs, gifts, and tax-free fringe benefits.
• Transparency and reliable planning: In the pensions portal at myAXA.ch your employees can view their contracts at any time, plan their retirement, and simulate various future scenarios.

Core elements of the investment strategy

• Many years of experience and unique market access: AXA Asset Management has been successfully providing asset management services in Switzerland for over 140 years. With assets under management valued at around CHF 1,100 billion, the AXA Group is one of the world’s leading asset managers. The Group's size and expertise ensure unique access to attractive asset classes. 
• Focus on insureds: Actual management of the assets focuses exclusively on the interests of beneficiaries, in other words, the insureds. For example, all investment income is channeled to the collective foundation. That permits a far higher return on pension assets.
• Independence through a best-in-class approach: The Foundation's best-in-class approach means that pension assets are managed independently with no conflicts of interest. 
• Sustainable investments: We firmly believe that responsible, sustainable use of all resources adds value over the long term. Investment activities are therefore based on clearly defined ESG (environmental, social, and governance) criteria. AXA Asset Management chooses not to invest in the tobacco industry, in manufacturers and traders of controversial weapons, or in palm oil producers.