Professional Invest Suisse Romande is the pension solution offered by the collective foundation AXA LPP Foundation Suisse Romande specifically for the needs of companies in French-speaking Switzerland.
As a semi-autonomous solution, Professional Invest is subject to less restrictive regulatory requirements than full-value insurance. That adds up to multiple advantages for insureds: a better return on investments, higher interest on retirement assets, and attractive conversion rates.
For you and your employees that means: higher benefits in old age and higher vested benefits – without any reduction in security.
Professional Invest Suisse Romande offers you the benefits of a pension solution tailored to the needs of companies in French-speaking Switzerland – a unique starting point, a foundation with a sound structure and financial strength. Your employees benefit from high retirement pensions and many fringe benefits. Here is an overview of the advantages of Professional Invest Suisse Romande:
Professional Invest Suisse Romande has been a semi-autonomous pension fund since early 2019. For insureds, that pays off through higher long-term interest on retirement assets – without any reduction in security.
Since the level of interest paid is just as important as the conversion rate for future pension benefits, in the long term a semi-autonomous pension solution with carefully diversified investments offers scope for higher earnings opportunities and thus a higher level of interest for insureds.
It makes a big difference whether the retirement assets earn the BVG/LPP (OPA) minimum interest rate of 1%, or 2%, which is possible with a semi-autonomous solution. Over the course of an insured's working life up to retirement, compound interest significantly increases their retirement assets and thus their retirement benefits.
In the long term, a semi-autonomous collective foundation offers companies and their employees considerably better prospects of high pension benefits.
As a semi-autonomous solution, the AXA LPP Foundation Suisse Romande has far greater flexibility in determining its investment strategy so it can utilize the advantages of different asset classes. This can increase return opportunities in the long term, leading to a higher level of interest for insureds. In recent years, the interest paid on retirement assets was as follows:
In 2020, interest of 3.00% was paid on the mandatory asset portion and 3.75% on the extra-mandatory portion. In 2021, interest was 3.25% on the mandatory portion and 4.00% on the extra-mandatory portion.
The strengths of AXA Asset Management are based on global experience, local expertise, and a risk-conscious investment philosophy,