AXA Foundation for Supplementary Benefits Key figures and news

November 17, 2025
Individualized order of beneficiaries for lump-sum death benefits: Even more flexible from 2026 
The Board of Trustees is committed to state-of-the-art occupational benefits provision that takes account of the individual needs of its insureds. Since the beginning of 2025, insureds have had the opportunity to individually adapt the order of beneficiaries for lump-sum death benefits to their personal circumstances. The Board of Trustees has now decided to further increase this flexibility: Previously, persons in groups d) to f) could only be designated as beneficiaries if there were no persons in group c). Now, you can designate persons in groups d) to f) as beneficiaries even if there are persons in group c), provided that the latter are not designated as beneficiaries.
An example: You have a partner and a child from a previous relationship who is not entitled to an orphan’s pension. You can now designate this child as a beneficiary, provided you do not designate your partner as a beneficiary. This was not possible until now.
The occupational benefits fund regulations will therefore be amended with effect from January 1, 2026. Additional information can be found on the website or in the factsheet.

October 20, 2025
New investment strategy from January 1, 2026
In 2025, the Board of Trustees has intensively reviewed the Foundation’s investment strategy and risk capacity. When investing pension assets, the aim will continue to be ensuring a balance between stability and returns. The Foundation’s risk capacity was used as a basis for reviewing the potential returns. The new investment regulations and the revised investment strategy will come into force on January 1, 2026. The most important changes at a glance are:

• Reduction of the bond allocation from 17% to 13%
• Increase in the equity allocation from 39% to 45%
• Greater focus on global equities (from 16.5% to 26.5%)
• Higher commitment to alternative investments (from 7% to 9%)

A stronger focus on income-oriented investments in the new investment strategy is intended to increase the Foundation’s expected returns, enabling insureds to benefit even more from interest and compound interest in the future. The new investment regulations will be available in the download area from January 2026.

August 18, 2025 
WeCare: Corporate Health Management is more important than ever
The latest statistics from the federal government and insurers show a sharp rise in disability cases. A growing number of people are becoming mentally ill and unable to work. This is why it is more important than ever for companies to treat the health of their employees as a priority and promote Corporate Health Management. With WeCare, AXA provides an industry-wide comprehensive solution to prevent illness-related absences. WeCare is fully focused on your employees’ health: from prevention to personal assistance through to reintegration after extended work absences. Take advantage of this service from AXA – for healthy and motivated employees.

July 7, 2025 
Civil partnerships do not need to be reported
Previously, couples living together had to notify their pension fund if they wanted to provide their partner with a pension in the event of death. This advance notification is no longer necessary for collective foundations managed by AXA. The current pension fund regulations do not require notification. For this reason, the “Confirmation of civil partnership” notification form has been removed. Whether the partner is entitled to draw pension benefits is only assessed at the time of the insured’s death. Further information on civil partnerships can be found in the Foundation’s Regulations.

June 30, 2025
Annual Report 2024 (in German)
The Annual Report 2024 is now available. It includes key facts and figures as well as further information on how business developed last year.

June 10, 2025
Swibeco – the digital platform for employee benefits
Swibeco enables companies to offer exclusive employee discounts on third-party products and services, thereby strengthening the purchasing power of their employees. The Swibeco online platform offers long-term employee discounts on over 400 well-known brands. It is the ideal solution for managing employee benefits easily and efficiently. Swibeco is available with special deals for AXA customers with an OPA solution.

April 23, 2025
Do you know your pension fund benefits?
Your pension fund offers you numerous options for planning your financial future. In the pensions portal on myAXA, you have an overview of your saved retirement assets at all times and can simulate various life situations. For example, you can calculate your options for an early withdrawal for home ownership (WEF), simulate the financial impact of partial or early retirement, or make voluntary purchases into the pension fund. New functionalities are also constantly being added to the pension portal. Discover your options now and register for the pensions portal on myAXA!

March 26, 2025
Efficient personnel management for employers thanks to “ELM”
Optimize your personnel management with the electronic salary reporting procedure (ELM). You can transmit staff and salary changes automatically and directly from your payroll software to AXA. Whether the changes involve new employees joining, departures, or salary changes – the data are processed securely and promptly. To use the ELM service you need a payroll software tool certified to Swissdec standard, as well as an insurance profile. 

January 29, 2025
Your Board of Trustees for the term of office from 2025 to 2028
The new four-year term of the Board of Trustees commenced at the beginning of the year. At its first meeting in January 2025, the six-member Board elected Stephan Heuberger as Chair of the Board of Trustees and Jonas Keller as Vice-Chair.

January 9, 2025
Interest on 2024 retirement assets
For 2024, insureds will earn 3.0 % interest on their retirement assets overall. This is half a percentage point more than the Foundation’s interest model. The interest earned on pension assets should be viewed over the medium to long term. The average rate of interest from 2019 to 2024 amounted to 3.78 %. By pursuing a strong financial basis for the Foundation, the Board of Trustees is also laying the groundwork for continued attractive interest rates, so that insureds can derive the greatest possible benefit from interest and compound interest over the entire duration that their savings are invested and even in more volatile times.