If certain disease-causing agents are discovered in your company and the authorities order the closure of your company or destruction of food as a result, this can have serious financial consequences. Insurance against Risks of Infection in Companies provides rapid and straightforward support.
Insurance against Risks of Infection in Companies from AXA offers you protection against damage as a result of business interruption or damage to goods if a competent authority has discovered certain agents of communicable diseases in the insured company and orders measures. These include:
The insurance only covers losses due to the following diseases: E. coli infection, legionellosis, listeriosis, measles, norovirus infection, salmonellosis, shigellosis, staphylococcal infection, tuberculosis.
Important: Special solutions exist for cheese dairies, healthcare companies or care homes. Your AXA advisor will be happy to help.
Insurance against Risks of Infection in Companies from AXA offers optimal coverage for all sectors and businesses subject to the risk of infection.
The insurance pays the actual loss of earnings due to a closure of business operations ordered by an authority, as well as the actual additional costs incurred to maintain operations for up to 90 days starting from the date on which the insured measure came into effect.
Additional costs as a result of a ban on activities for persons affected in the company for up to 90 days starting from the date on which the insured measure came into effect.
Indemnification of the losses resulting from the disposal or preparation of contaminated goods or of goods suspected of being contaminated. The insurance also covers goods that have already been delivered to customers, and goods from third parties.
In case of an insured event, AXA also assumes the costs of cleaning and disinfecting the business and of disposing of insured property.
You can find additional information on the precise scope of benefits in our General Insurance Conditions for Insurance against Risks of Infection in Companies.