Property insurance

A property insurance policy from AXA offers protection against material damage to your property resulting from storms, fire, water, glass breakage and theft. It also covers loss of earnings, additional costs, and clearing and disposal costs.

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Advantages of AXA's property insurance

  • Sector-specific modules
  • Laptop coverage included for free on business trips
  • 10% combination discount with liability insurance

Targeted coverage of your physical assets

You define the scope of the insurance and your physical assets. Depending on your sector and your requirements, you can take out supplementary coverage as modules and select the amount of insurance.


  • Damage to property such as goods and facilities (incl. entrusted third-party property) as well as monetary assets
  • Loss of earnings and additional costs due to property damage in your own company, in buildings used, or in a third-party business
  • Clearing and disposal costs
  • Employee and visitor effects

Insured events

  • Fire
  • Events caused by natural forces
  • Burglary and robbery
  • Water damage
  • Glass breakage
  • Malicious damage due to civil unrest, etc.

Coverage included free of charge

  • Items used around the globe (e.g. laptop on business trips) are insured for 10% of their amount of insurance
  • Monetary assets up to CHF 5,000

In order to protect you against underinsurance, your AXA advisor will be happy to support you in recording your inventory.

Supplementary modules

Cyber insurance

Protect yourself against internet crime, data misuse and attacks on your IT systems. Cyber insurance covers lost sales, reproduction costs, and claims for damages.

To Cyber insurance

Accounts receivables insurance (only in combination with property insurance from AXA) 

Protect yourself against accounts receivable losses and enjoy greater security thanks to ongoing credit monitoring of your customer base. After the invoice payment deadline has passed, AXA takes over the collection and compensates you in the event of non-payment.

Epidemic insurance

An officially ordered closure of your business due to contagious pathogens can do immense damage to your business. Epidemic insurance pays for the necessary measures, compensates your lost sales and pays daily benefits to you and your employees.

To Epidemic insurance

Engineering insurance

If facilities and machinery fail, a lot more will run silent in your company. Alongside loss of earnings, there are usually repair and installation costs until everything runs smoothly again. Engineering insurance puts a stop to all your engineering risks.

To Engineering insurance

Transportation insurance

The value of goods can easily be destroyed during transportation. Therefore ensure that your goods are covered against damage, loss, theft, accidents and other incidents. Special transportation insurance is also available for forwarding agents and carriers.

To Transportation insurance

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    Insurance protection abroad

    Are you are active internationally? With branches abroad? Then there is only one solution: an overall global concept.

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Service "Early payment after a loss event"

If loss/damage occurs, you often need to act quickly and have the repair done immediately. Especially if threatened by a business interruption.

With our service "Early payment after a loss event" you receive part of the claims amount before the case has been processed conclusively. You can then quickly return to business as usual.

This service is included under property insurance.

Support and frequently asked questions

  • What does early payment mean if I suffer a loss event?
    • Early payment applies above all to damage to items that are covered under your household contents or corporate property insurance. It particularly applies to theft, fire and water damage.
    • Early payment is especially important in preventing a business interruption or at least in limiting its impact.
  • How can we use this service?

    Call us toll-free on 0800 809 809 and report your damage. We can be reached 24 hours a day, 7 days a week.

    Provided the loss event is insured, we will discuss the details with you directly and trigger early payment.

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