Occupational benefits Key figures, news, and links

January 12, 2026
Important information about the new parental leave in Liechtenstein

The Principality of Liechtenstein introduced parental leave on January 1, 2026. Under certain conditions, each parent is entitled to four months of parental leave, two months of which are paid. The parental leave may be taken in one continuous stretch or flexibly. Taking parental leave has an impact on occupational benefits insurance.

During paid parental leave, insurance covering the risks of disability and death is maintained. This means that the family is taken care of. The retirement savings process is suspended.

During unpaid parental leave and maternity leave (five months), insurance in Pillar 2 is made contribution-free unless otherwise specified.

This means that

• the risks of death and disability are no longer covered during this time. In an emergency, there is no protection from occupational benefits insurance.
• No savings contributions are levied. This means that the expected retirement benefits are reduced.

Employees have the option of taking out voluntary insurance to cover these risks. You can find out more about the option of continuing your occupational benefits coverage in our information sheet on parental leave.

December 18, 2025
Insureds will receive 4.0% interest in 2025
The interest rate decision for 2025 has been made: Insureds of the AXA Foundation for Occupational Benefits, Principality of Liechtenstein, will receive 4.0% interest on their retirement assets. This means that insureds will benefit from the Foundation’s continued strong performance. In addition to attractive interest rates, the financial stability of the Foundation is a top priority for the Board of Trustees. In 2025, there was a certain degree of volatility on the financial markets. The Board of Trustees is relying on solid reserves in anticipation of further fluctuations.

August 18, 2025 
WeCare: Corporate Health Management is more important than ever
The latest statistics from the federal government and insurers show a sharp rise in disability cases. A growing number of people are becoming mentally ill and unable to work. This is why it is more important than ever for companies to treat the health of their employees as a priority and promote Corporate Health Management. With WeCare, AXA provides an industry-wide comprehensive solution to prevent illness-related absences. WeCare is fully focused on your employees’ health: from prevention to personal assistance through to reintegration after extended work absences. Take advantage of this service from AXA – for healthy and motivated employees.

July 7, 2025 
Civil partnerships do not need to be reported
Previously, couples living together had to notify their pension fund if they wanted to provide their partner with a pension in the event of death. This advance notification is no longer necessary for collective foundations managed by AXA. The current pension fund regulations do not require notification. For this reason, the “Confirmation of civil partnership” notification form has been removed. Whether the partner is entitled to draw pension benefits is only assessed at the time of the insured’s death. Further information on civil partnerships can be found in the Foundation’s Regulations.

June 30, 2025
Annual Report 2024
The Annual Report 2024 is now available. It includes key facts and figures as well as further information on how business developed last year.

June 12, 2025
Excellent rate of interest in 2024
The AXA Foundation for Occupational Benefits, Principality of Liechtenstein, has paid an average interest rate of 2.70% on the retirement assets of insureds over the past five years. In 2024, the Board of Trustees granted an outstanding interest rate of 4.50% – the best rate of any collective foundation in Liechtenstein. In addition to attractive interest rates, the financial stability of the Foundation is a top priority for the Board of Trustees.

June 10, 2025
Swibeco - the digital platform for employee benefits
Swibeco enables companies to offer exclusive employee discounts on third-party products and services, thereby strengthening the purchasing power of their employees. The Swibeco online platform offers long-term employee discounts on over 400 top brands. Swibeco is the ideal solution for managing employee benefits easily and efficiently. Swibeco is available with special deals for AXA customers with an OPA solution.