Payment protection insurance

Module selection

The payments insured are recurring payments/installments in the insured modules in the event of involuntary unemployment or full incapacity to work following illness or an accident.

Unfortunately, we cannot issue you with a quotation. To take out payment protection insurance, you must work at least 25 hours per week on a permanent employment contract in Switzerland that has not been terminated, or else be self-employed.

Mobility

Leasing & car subscription

The payments insured are the leasing payment for motor vehicles or expenditure for a car subscription.

Net premium per year

Home

Rent & mortgage

The payments insured are half of the rent payment including ancillary costs and garage rental or half of the actual monthly mortgage payment for all tranches including amortization.

Net premium per year

Health

Health insurance

The premium for supplementary health insurance (individual or family cover) is insured.

Net premium per year

Other expenditure

Lump-sum amount

The payments insured are a lump-sum amount for various freely selectable recurring expenses.

Net premium per year

Contact details

Contact person

Application questions

To enable us to issue you with a quotation, kindly answer the following questions: 

The insurance cannot be taken out.

The insurance cannot be taken out.

The insurance cannot be taken out.

Contract start date

Insured risks

These are the risks against which you are insured through your policy.

Involuntary unemployment

Benefit period* (in months)
12
Exclusion period** (in days) 90
Waiting period*** (in days) 60

Incapacity for work following an accident or sickness

Benefit period* (in months) 12
Exclusion period** (in days) 0
Waiting period*** (in days) 60
* The maximum number of indemnified monthly payments per insured event.
** From the start of insurance, one-off period in which there is no cover. Insurance coverage begins after the Exclusion period ends.
*** Period from occurrence of the loss event. Payment of the insurance benefit commences on expiry of the waiting period.

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Your premium summary

Leasing & car subscription module

Rent & mortgage module

Health insurance module

Other expenditure module


Net premium

Stamp duty 5%


Total annual premium*


Your monthly premium

* rounding differences may apply

Would you like a quotation or would you rather take out payment protection insurance directly online?*

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