Accident insurance for domestic staff


  • I employ domestic staff in my private household.
  • There is no official employment relationship.
  • Domestic staff work a maximum of 8 hours per week.
  • The income is below CHF 15,000 per year.

Total headcount

Annual salary


  • Treatment costs (medical treatment, hospital stays in the general ward)
  • Daily benefits (maximum 80% of insured earnings from the third day)
  • Disability pension (maximum 80% of insured earnings)
  • Surviving dependants' pensions: 40% of the insured earnings for widows/widowers, 15% for each orphan who lost one parent, and 25% for each orphan who lost both parents (maximum 70% in the case of multiple survivors)
  • Compensation for physical or mental impairment and helplessness
  • The insurance can be terminated at any time when you no longer employ domestic staff on a permanent basis

Annual premium: CHF 100

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